Hamilton County property record for 76 Ridgeway Dr, Chattanooga, TN 37415
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,196 sqft · built 1998 |
| Lot Size | 0.099 acres (4,318 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $170,000 (Aug 2019) |
| Tax Bill | $956 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 099O D 001.12 |
| Primary APN | 099O D 001.12 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 4,318 sqft (0.099 acres) |
| Lot Dimensions | 127 ft deep x 34 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000141042 |
|---|---|
| Old Parcel Number | 099O D 00112 |
| Street Address | 76 RIDGEWAY DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-1861 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 12 CHARLESTON TRACE PB59 PG100 |
| Legal Subdivision | CHARLESTON TRACE |
| Legal Lot Number | 12 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 10600 |
Source: Hamilton County records, as of December 31, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 76 RIDGEWAY DR, CHATTANOOGA, TN 37415-1861 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Aug 30, 2019 | Warranty Deed, Transfer · Conventional Mortgage TJC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2019 · Amount on Record |
| Deed Sale | Aug 30, 2019 · Amount on Record |
| Prior Sale | Jun 29, 1999 · Amount on Record |
| Deed Document Number | 2019083000143 |
| Deed Book / Page | 11744 / 952 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 76 RIDGEWAY DR, CHATTANOOGA, TN 37415-1861 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000202 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | 12546/414 |
| Instrument | 2021062900202 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 30, 2019 |
| Property Address | 76 RIDGEWAY DR, CHATTANOOGA, TN 37415-1861 |
| Document Number | 0830000143 |
| Book / Page | 011744 / 000952 |
| Instrument Date | Aug 29, 2019 |
| Instrument | 190830000143 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2019 |
| Title Company | KELTY TITLE AND ESCROW SERVICES INC, REALTY TITLE & ESCROW SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $629.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 RIDGEWAY DR CHATTANOOGA TN 374151861, CHATTANOOGA, TN 37415-1861 |
| Document Number | 830000144 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 011744/000955 |
| Instrument | 190830000144 |
| Name | TJC MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2049 |
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Red Bank City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $956.00 (+12.21%) | $63,125 (+65.57%) | $252,500 (+65.57%) Land $60,000 Building $192,500 |
| 2024 | $852.00 (-45.35%) | $38,125 (-) | $152,500 (-) Land $40,000 Building $112,500 |
| 2023 | $1,559.00 (+18.83%) | $38,125 (-) | $152,500 (-) Land $40,000 Building $112,500 |
| 2022 | $1,312.00 | $38,125 | $152,500 Land $40,000 Building $112,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Mar 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIXSON UTILITY DISTRICT serves 68,306 people · EPA ID TN0000303 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures