99 Ridgeway Dr, Chattanooga, TN 37415 Property Records

Hamilton County property record for 99 Ridgeway Dr, Chattanooga, TN 37415

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,448 sqft · built 1973
Lot Size0.315 acres (13,734 sqft)
OwnerOwner Name on File
Last Sale$91,000 (Mar 2014)
Tax Bill$1,220 (2025)
Flood ZoneZone X (minimal risk)
APN099O C 012.01

Property Details

APN / Parcel Number

Primary APN099O C 012.01
Alternative APN
  • 0000027654

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,448 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1978
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,734 sqft (0.315 acres)
Lot Dimensions140 ft deep x 98.1 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000027654
Old Parcel Number099O C 01201
Street Address99 RIDGEWAY DR
CityCHATTANOOGA
StateTN
Zip37415-1862
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionLOT 2 MAUDE B BIDDLE TRACT PB 28 PG 130
Legal SubdivisionMAUDE BL BIDDLE TRA FINAL
Legal Lot Number2
JurisdictionHAMILTON TN
Township / Civil Division2
Census Block Group1
Census Block1006
Census Tract10600

Owner

The current owner of 99 Ridgeway Dr bought it in March 2014.

Source: Hamilton County records, as of December 31, 2025

Owner of RecordOwner Name on File
Mailing Address99 RIDGEWAY DR, CHATTANOOGA, TN 37415-1862
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 18, 2014 · Amount on File
Deed SaleMar 18, 2014 · Amount on File
Prior SaleDec 12, 2013 · Amount on File
Deed Document Number2014031800189
Deed Book / Page10176 / 114
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 99 Ridgeway Dr was $1,220, up 8.6% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityRed Bank City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,220.00 (+8.64%)$80,525 (+60.33%)$322,100 (+60.33%) Land $70,000 Building $252,100
2024$1,123.00 (-44.73%)$50,225 (-)$200,900 (-) Land $50,000 Building $150,900
2023$2,032.00 (+18.41%)$50,225 (-)$200,900 (-) Land $50,000 Building $150,900
2022$1,716.00$50,225$200,900 Land $50,000 Building $150,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 99 Ridgeway Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1980)
Most Recent ClaimMar 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 99 Ridgeway Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIXSON UTILITY DISTRICT
serves 68,306 people · EPA ID TN0000303
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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