Cumberland County and Harpswell Town property record for 76 Pond Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 520 sqft · built 1949 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,047 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:012 L:164 |
| Primary APN | HARP M:012 L:164 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 520 sqft Living Area |
| Gross Area | 584 sqft |
| 1st Floor Area | 520 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cottage |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Heating Fuel | Wood |
|---|
| Account Number | 764 |
|---|---|
| Street Address | 76 POND RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079-3127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CF/SR |
| Legal Lot Number | 164 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 17101 |
76 Pond Rd is owned and occupied by two individuals.
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 76 POND RD, HARPSWELL, ME 04079-3127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 76 Pond Rd was $2,047, up 4.8% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,047.00 (+4.76%) | $307,300 (-) Land $91,800 Building $215,500 |
| 2024 | $1,954.00 (+4.21%) | $307,300 (-) Land $91,800 Building $215,500 |
| 2023 | $1,875.00 (+3.42%) | $307,300 (-) Land $91,800 Building $215,500 |
| 2022 | $1,813.00 | $307,300 Land $91,800 Building $215,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 76 Pond Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 12 (1978–2024) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 Pond Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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