25 Pond Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 25 Pond Rd, Harpswell, ME 04079

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 5,513 sqft · built 2014
Lot Size1.28 acres (55,757 sqft)
OwnerCompany Name on File
Tax Bill$12,408 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNP1375R

Property Details

APN / Parcel Number

Primary APNP1375R
Alternative APN
  • HARP M:012 L:176 S:002

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area5,513 sqft Living Area
Gross Area12,517 sqft
1st Floor Area2,817 sqft
Basement Area2,817 sqft
Unfinished Basement2,817 sqft

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area55,757 sqft (1.28 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
Heating FuelGas

Location & Zoning

Account NumberP1375R
Street Address25 POND RD
CityHARPSWELL
StateME
Zip04079-3125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCF
Legal Lot Number176
JurisdictionHARPSWELL ME
Township / Civil DivisionHARPSWELL
Census Block Group2
Census Block2022
Census Tract17101

Owner

25 Pond Rd is owned by a company that acquired it in December 2009.

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner of RecordCompany Name on File
Mailing Address91 CLARK SHORE RD, HARPSWELL, ME 04079-3132
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2009
Deed SaleDec 16, 2009
Deed Book / Page27466 / 0146
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARPSWELL ME
Property Address25 POND RD, HARPSWELL, ME 04079-3125
Transaction TypeMortgage
Record UpdatedMay 29, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0401170008
DateMay 10, 2023
Book Page40117/8
Instrument14233
Lender
NameSACO & BIDDEFORD SAVINGS
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term241 Months
DueJun 1, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 25 Pond Rd was $12,408, up 4.6% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionHarpswell Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$12,408.00 (+4.55%)$1,863,000 (-0.17%) Land $99,000 Building $1,764,000
2024$11,868.00 (+4.26%)$1,866,100 (-) Land $99,000 Building $1,767,100
2023$11,383.00 (+3.39%)$1,866,100 (-) Land $99,000 Building $1,767,100
2022$11,010.00$1,866,100 Land $99,000 Building $1,767,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 25 Pond Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 52 policies
Nearby Flood Policies52 in force
Nearby Flood Claims12 (1978–2024)
Claims Outside the SFHA3 of 12
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Pond Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

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