76 Pilialoha St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 76 Pilialoha St, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,918 sqft · built 2018
Lot Size	0.32 acres (13,950 sqft)
Owner	Individual Name on File
Tax Bill	$2,817 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3-2-5-012-085`

Property Details

APN / Parcel Number

Primary APN	`3-2-5-012-085`
Alternative APNs	`3-2-5-012-085-0000` `250120850000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,918 sqft Living Area
1st Floor Area	1,086 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Hip
Roof Material	Metal
Lot Area	13,950 sqft (0.32 acres)
Garage Area	616 sqft
Porch	Porch
Porch Area	450 sqft

Location & Zoning

Street Address	76 PILIALOHA ST
City	HILO
State	HI
Zip	96720-1829
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1B
Legal Description	LOT 4 13,950 SF DES POR GR 4489 KAUMANA
Legal Subdivision	KINNEY HEIGHTS
Legal Lot Number	4
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	5
Census Block	5001
Census Tract	20802

Owner

Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	76 PILIALOHA ST, HILO, HI 96720-1829
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 9, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 2, 2018	Deed of Trust, Mortgage · Construction Mortgage AMERICAN SAVINGS BANK FSB
Mar 3, 2020	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Dec 1, 2017	Loan Modification, Mortgage AMERICAN SVGS BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 3, 2020
Deed Sale	Mar 3, 2020
Prior Sale	Oct 24, 2014 · Amount on Record
Deed Document Number	202073670202
Prior Transfer Date	Mar 25, 2005
Prior Transfer Doc	2005067189
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	76 PILIALOHA ST, HILO, HI 96720-1829
Transaction Type	Mortgage
Record Updated	Apr 30, 2026
Title Company	FIRST AMERICAN TITLE, FAM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A77050263
Date	Feb 4, 2021
Instrument	A-77050263

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	76 PILIALOHA ST, HILO, HI 96720-1829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A70380022
Date	Apr 9, 2019
Instrument	A-70380022

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	76 PILIALOHA ST, HILO, HI 96720-1829
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A66350406
Date	Mar 2, 2018
Instrument	A-66350406

Lender

Name	AMERICAN SAVINGS BANK FSB
Type	Bank
Address	HONOLULU, HI 96804

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Fixed Rate

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAWAII HI
Recording Date	Mar 3, 2020
Property Address	76 PILIALOHA ST, HILO, HI 96720-1829
Document Number	0A73670202
Instrument Date	Feb 27, 2020
Instrument	A-73670202
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	OR

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	76 PILIALOHA ST, HILO, HI 96720-1829

Mortgage

Document Number	0A73670203
Date	Mar 3, 2020
Instrument	A-73670203

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAWAII HI
Property Address	76 PILIALOHA ST, HILO, HI 96720-1829
Document Number	0A66310063
Instrument Date	Dec 1, 2017
Transaction Type	Mortgage
Record Updated	Mar 9, 2018
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 KAUMANA DR HILO HI 967201815, HILO, HI 96720-1815

Mortgage

Document Number	0A66310063
Date	Feb 26, 2018
Instrument	A66310063

Lender

Name	AMERICAN SVGS BK
Type	Federal Savings Bank
Address	HONOLULU, HI 96804-2300

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Feb 25, 2020

Interest

Rate Type	Fixed Rate
Rate	5.87%

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$678,400 (+3.01%) Land $150,600 Building $527,800	$765,300 (-) Land $195,100 Building $570,200
2025	$2,817.00 (+5.11%)	$658,600 (+3%) Land $150,600 Building $508,000	$765,300 (+4.85%) Land $195,100 Building $570,200
2024		$639,400 (+3%) Land $150,600 Building $488,800	$729,900 (+8.18%) Land $195,200 Building $534,700
2023	$2,680.00	$620,800 Land $150,600 Building $470,200	$674,700 Land $177,400 Building $497,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Hawaii
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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