State of Hawaii and Hawaii County property record for 40 Pilialoha St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,964 sqft · built 2007 |
| Lot Size | 0.313 acres (13,621 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,863 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-5-012-182 |
| Primary APN | 3-2-5-012-182 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,964 sqft Living Area |
| Gross Area | 3,180 sqft |
| 1st Floor Area | 2,292 sqft |
| Family Room | Family Room |
| Interior Walls | Plaster |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 13,621 sqft (0.313 acres) |
| Garage Area | 792 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 296 sqft |
| Street Address | 40 PILIALOHA ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-1829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1B |
| Legal Description | LOT F 13621 SF DES POR LPGR 4489 |
| Legal Subdivision | PONAHAWAI HOMESTEADS-KAUMANA |
| Legal Lot Number | F |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 20802 |
40 Pilialoha St is owned and occupied by an individual.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40 PILIALOHA ST, HILO, HI 96720-1829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 40 PILIALOHA ST, HILO, HI 96720-1829 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | TG |
| Name | Verified Name |
|---|
| Document Number | 0A78010177 |
|---|---|
| Date | May 11, 2021 |
| Instrument | A-78010177 |
| Name | AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
The 2025 property tax bill for 40 Pilialoha St was $2,863 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $686,300 (+3%) Land $121,400 Building $564,900 | $843,300 (-) Land $194,400 Building $648,900 | |
| 2025 | $2,863.00 | $666,300 (+3%) Land $121,400 Building $544,900 | $843,300 (+4.14%) Land $194,400 Building $648,900 |
| 2024 | $646,900 (+2.99%) Land $121,400 Building $525,500 | $809,800 (+8.1%) Land $194,500 Building $615,300 | |
| 2023 | $2,940.00 Homeowner's exemption | $628,100 Land $121,400 Building $506,700 | $749,100 Land $176,800 Building $572,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 Pilialoha St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Pilialoha St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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