76 N Main St, Bainbridge, NY 13733 Property Records

Chenango County and Bainbridge Town property record for 76 N Main St, Bainbridge, NY 13733

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,688 sqft · built 1870
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Last Sale	$75,000 (Dec 2021)
Tax Bill	$3,774 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2019 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`082201 265.07-3-5`

Property Details

APN / Parcel Number

Primary APN	`082201 265.07-3-5`
Alternative APNs	`220126507000030050000000` `0210324`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,688 sqft Total Area
1st Floor Area	1,344 sqft
2nd Floor Area	1,344 sqft

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	275 ft deep x 75 ft wide
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0210324
Street Address	76 N MAIN ST
City	BAINBRIDGE
State	NY
Zip	13733-1228
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Block	3
Legal Lot Number	5.000
Jurisdiction	CHENANGO NY
Township / Civil Division	BAINBRIDGE
Census Block Group	2
Census Block	2023
Census Tract	970801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bainbridge Historic District listed 1982 · 97 contributing resources · NRIS 82001095

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chenango County and Bainbridge Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	76 N MAIN ST, BAINBRIDGE, NY 13733-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 28, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Mar 28, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Jul 3, 2003 · Amount on Record
Deed Document Number	2021202100002100
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	Dec 6, 2021
Property Address	76 N MAIN ST, BAINBRIDGE, NY 13733-1228
Document Number	2021000002100
Instrument Date	Nov 23, 2021
Instrument	20210-00002100
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 MERRICK RD UNIT 1031, 1031, ROCKVILLE CENTRE, NY 11571-2049

Mortgage

Document Number	21000002884
Date	Dec 6, 2021
Instrument	210-00002884

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHENANGO NY
Recording Date	Mar 28, 2019
Property Address	76 N MAIN ST, BAINBRIDGE, NY 13733-1228
Document Number	0000000421
Instrument Date	Mar 25, 2019
Instrument	421
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	482 COUNTY HIGHWAY 17 NEW BERLIN NY 134113130, NEW BERLIN, NY 13411-3130

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHENANGO NY
Recording Date	Mar 28, 2019
Property Address	76 N MAIN ST, BAINBRIDGE, NY 13733-1228
Document Number	000000D421
Instrument Date	Mar 25, 2019
Instrument	D421
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	482 COUNTY HIGHWAY 17 NEW BERLIN NY 134113130, NEW BERLIN, NY 13411-3130

Tax Assessment & Valuation

Source: Chenango County and Bainbridge Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Bainbridge Town
Municipality	Bainbridge Village
Unified School District	Bainbridge-Guilford Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,774.00 (+1.75%)
2025	$3,709.00	$76,600 (-) Land $16,500 Building $60,100	$112,647 (+17.65%) Land $24,265 Building $88,382
2023		$76,600 Land $16,500 Building $60,100	$95,750 Land $20,625 Building $75,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (2006–2014)
Claims Outside the SFHA	12 of 16
Most Recent Claim	Jun 2014 · other causes
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 12 claims Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE VILLAGE serves 1,550 people · EPA ID NY0801739
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Verizon.

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