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70 N Main St, Bainbridge, NY 13733 Property Records

Chenango County and Bainbridge Town property record for 70 N Main St, Bainbridge, NY 13733

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,652 sqft · built 1899
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$139,000 (Jan 2024)
Tax Bill$4,389 (2026)
Deeds & MortgagesJan 2024 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN082201 265.07-3-2

Property Details

APN / Parcel Number

Primary APN082201 265.07-3-2
Alternative APNs
  • 220126507000030020000000
  • 0210291

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,652 sqft Living Area
1st Floor Area876 sqft
2nd Floor Area776 sqft

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1972
Architectural StyleTraditional
Exterior MaterialComposition/Composite
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions195 ft deep x 63 ft wide
Garage TypeDetached
Garage Area928 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0210291
Street Address70 N MAIN ST
CityBAINBRIDGE
StateNY
Zip13733-1228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Block3
Legal Lot Number2.000
JurisdictionCHENANGO NY
Township / Civil DivisionBAINBRIDGE
Census Block Group2
Census Block2023
Census Tract970801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bainbridge Historic District
listed 1982 · 97 contributing resources · NRIS 82001095

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

70 N Main St is owned and occupied by an individual who bought it in January 2024.

Source: Chenango County and Bainbridge Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address70 N MAIN ST, BAINBRIDGE, NY 13733-1228
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 25, 2024 · Amount on File
Deed SaleJan 25, 2024 · Amount on File
Deed Document Number2024139
Record UpdatedOct 29, 2026

January 2024: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionCHENANGO NY
Recording DateJan 25, 2024
Property Address70 N MAIN ST, BAINBRIDGE, NY 13733-1228
Document Number2024000000139
Instrument DateJan 5, 2024
Instrument20240-00000139
Transaction TypeTransfer
Record UpdatedFeb 13, 2024

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address928 SEARLES HILL RD, BAINBRIDGE, NY 13733-3182

Mortgage

Document Number24000000137
DateJan 25, 2024
Instrument240-00000137
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 70 N Main St was $4,389 with a veteran's exemption, up 5.5% from the year before.

Source: Chenango County and Bainbridge Town assessment roll, as of May 12, 2026

Property Jurisdictions

TypeName
StateNew York
CountyChenango County
County SubdivisionBainbridge Town
MunicipalityBainbridge Village
Unified School DistrictBainbridge-Guilford Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,389.00 (+5.5%) Veteran's exemption
2025$4,160.00$92,000 Land $15,200 Building $76,800$135,294 Land $22,353 Building $112,941
2023$92,000 (-) Land $15,200 Building $76,800$115,000 (+8.75%) Land $19,000 Building $96,000
2022$92,000 Land $15,200 Building $76,800$105,747 Land $17,471 Building $88,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 70 N Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims16 (2006–2014)
Claims Outside the SFHA12 of 16
Most Recent ClaimJun 2014 · other causes
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 12 claims
  • Severe Storms And Flooding, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 70 N Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAINBRIDGE VILLAGE
serves 1,550 people · EPA ID NY0801739
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 50
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Frontier, Verizon.

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