Somerset County and Bernardsville Borough property record for 76 Mount Harmony Rd, Bernardsville, NJ 07924
| Property Type | Single Family Home |
|---|---|
| Details | 2,777 sqft · built 1943 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $679,500 (Jun 2019) |
| Tax Bill | $15,930 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00028-0000-00023 |
| Primary APN | 03-00028-0000-00023 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,777 sqft Living Area |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Construction Type | Frame |
| Lot Area | 28,314 sqft (0.65 acres) |
| Street Address | 76 MOUNT HARMONY RD |
|---|---|
| City | BERNARDSVILLE |
| State | NJ |
| Zip | 07924-2019 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 28 |
| Legal Lot Number | 23 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | BERNARDSVILLE |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 52701 |
76 Mount Harmony Rd is owned and occupied by two individuals who bought it in June 2019.
Source: Somerset County and Bernardsville Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 76 MOUNT HARMONY RD, BERNARDSVILLE, NJ 07924-2019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 14, 2019 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2019 · Amount on File |
| Deed Sale | Jun 14, 2019 · Amount on File |
| Prior Sale | Jan 29, 2001 · Amount on File |
| Deed Document Number | 201920616 |
| Deed Book / Page | 7124 / 1191 |
| Prior Transfer Date | Aug 27, 2012 |
| Prior Transfer Doc | 0000047496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 76 MOUNT HARMONY RD, BERNARDSVILLE, NJ 07924-2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048897 |
|---|---|
| Date | Oct 12, 2020 |
| Book Page | 7259/1026 |
| Instrument | 2020048897 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Jun 14, 2019 |
| Property Address | 76 MOUNT HARMONY RD, BERNARDSVILLE, NJ 07924-2019 |
| Document Number | 0000020616 |
| Book / Page | 007124 / 001191 |
| Instrument Date | May 22, 2019 |
| Instrument | 20616 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2019 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $679.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 76 MOUNT HAMONY RD BERNARDSVILLE NJ 07924, BERNARDSVILLE, NJ 07924 |
| Document Number | 20617 |
|---|---|
| Date | Jun 14, 2019 |
| Book Page | 007124/001199 |
| Instrument | 20617 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2049 |
The 2025 property tax bill for 76 Mount Harmony Rd was $15,930, up 5.4% from the year before.
Source: Somerset County and Bernardsville Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Bernardsville Borough |
| Unified School District | Somerset Hills Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $897,200 (+6.9%) Land $314,000 Building $583,200 | $897,200 (+6.9%) Land $314,000 Building $583,200 | |
| 2025 | $15,930.00 (+5.41%) | $839,300 Land $293,500 Building $545,800 | $839,300 Land $293,500 Building $545,800 |
| 2024 | $15,112.00 | ||
| 2023 | $720,100 Land $242,200 Building $477,900 | $720,100 Land $242,200 Building $477,900 | |
| 2022 | $14,309.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 76 Mount Harmony Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 10 (2012–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 Mount Harmony Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - TWIN LAKES private · serves 250 people · EPA ID NJ1803002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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