21 Mount Harmony Rd, Bernardsville, NJ 07924 Property Records

Somerset County and Bernardsville Borough property record for 21 Mount Harmony Rd, Bernardsville, NJ 07924

Property Summary

Property TypeSingle Family Home
Details5,120 sqft · built 1937
Lot Size9.53 acres (415,562 sqft)
Owner2 Individual Names on File
Tax Bill$26,394 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Sep 2018 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN03-00081-0000-00001

Property Details

APN / Parcel Number

Primary APN03-00081-0000-00001
Alternative APN
  • 030008100001

Interior

Stories2 Stories
Building Area5,120 sqft Living Area

Exterior

Year BuiltBuilt 1937
Effective Year BuiltEffective 1937
Exterior MaterialStone
Construction TypeFrame
Lot Area415,562 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address21 MOUNT HARMONY RD
CityBERNARDSVILLE
StateNJ
Zip07924-2010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal SubdivisionBOROUGH/RARITAN
Legal Block81
Legal Lot Number1
JurisdictionSOMERSET NJ
Township / Civil DivisionBERNARDSVILLE
Census Block Group2
Census Block2012
Census Tract52701

Owner

21 Mount Harmony Rd is owned and occupied by two individuals who acquired it in March 1993.

Source: Somerset County and Bernardsville Borough records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address21 MOUNT HARMONY RD, BERNARDSVILLE, NJ 07924-2010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2018Grant Deed, Construction Loan · Line of Credit
SECOND ELIZABETH 1 LLC
Sep 24, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 6, 2018Deed of Trust, Mortgage
SECOND ELIZABETH 1 LLC
Mar 23, 2018Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 1993
Deed SaleMar 11, 1993
Deed Book / Page1895 / 392
Prior Transfer DateFeb 3, 1993
Prior Transfer Doc1895000392
Record UpdatedSep 20, 2026

October 2018: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSOMERSET NJ
Recording DateOct 9, 2018
Property Address21 MOUNT HARMONY RD, BERNARDSVILLE, NJ 07924-2010
Book / Page007076 / 000105
Instrument DateSep 28, 2018
Instrument38502
Transaction TypeConstruction Loan
Record UpdatedJan 16, 2019
Title CompanyKENSINGTON VANGUARD NATIONAL LAND, KENSINGTON VANGUARD NAT'L LAND

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address742 OCEAN AVE LAKEWOOD NJ 087013644, LAKEWOOD, NJ 08701-3644

Mortgage

Document Number0000038502
DateOct 9, 2018
Book Page007076/000105
Instrument38502
Lender
NameSECOND ELIZABETH 1 LLC
Address825 3RD AVE # 37TH, NEW YORK, NY 10022-7519
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSOMERSET NJ
Recording DateSep 24, 2018
Property Address21 MOUNT HARMONY RD, BERNARDSVILLE, NJ 07924-2010
Document Number0000036376
Book / Page007073 / 001101
Instrument DateSep 14, 2018
Instrument36376
Transaction TypeTransfer
Record UpdatedOct 10, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address742 OCEAN AVE LAKEWOOD NJ 087013644, LAKEWOOD, NJ 08701-3644

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address21 MOUNT HARMONY RD, BERNARDSVILLE, NJ 07924-2010
Document Number0000034592
Instrument DateSep 6, 2018
Transaction TypeMortgage
Record UpdatedSep 28, 2018
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address742 OCEAN AVE LAKEWOOD NJ 087013644, LAKEWOOD, NJ 08701-3644

Mortgage

Document Number0000034592
DateSep 11, 2018
Book Page007070/001601
Instrument34592
Lender
NameSECOND ELIZABETH 1 LLC
Address825 3RD AVE # 37TH, NEW YORK, NY 10022-7519
Agreement
AmountAmount on Record

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSOMERSET NJ
Recording DateMar 23, 2018
Property Address21 MOUNT HARMONY RD, BERNARDSVILLE, NJ 07924-2010
Document Number0000010569
Book / Page007031 / 002745
Instrument DateMar 20, 2018
Instrument10569
Transaction TypeTransfer
Record UpdatedDec 4, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transaction

AmountAmount on Record
Tax$373.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address742 OCEAN AVE LAKEWOOD NJ 087013644, LAKEWOOD, NJ 08701-3644

Tax Assessment & Valuation

The 2025 property tax bill for 21 Mount Harmony Rd was $26,394, up 4.8% from the year before.

Source: Somerset County and Bernardsville Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalityBernardsville Borough
Unified School DistrictSomerset Hills Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,476,700 (+6.19%) Land $521,700 Building $955,000$1,476,700 (+6.19%) Land $521,700 Building $955,000
2025$26,394.00 (+4.81%)$1,390,600 Land $496,800 Building $893,800$1,390,600 Land $496,800 Building $893,800
2024$25,182.00
2023$1,223,300 Land $433,600 Building $789,700$1,223,300 Land $433,600 Building $789,700
2022$24,390.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Mount Harmony Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims10 (2012–2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Mount Harmony Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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