Gallatin County property record for 76 Garnet Ln, Belgrade, MT 59714
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 1,722 sqft · built 2006 |
| Lot Size | 0.461 acres (20,081 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $394,900 (Sep 2015) |
| Tax Bill | $3,189 (2026) |
| Deeds & Mortgages | Mar 2008 Mortgage Sep 2006 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00RFF54450 |
| Primary APN | 00RFF54450 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,722 sqft Living Area |
| 1st Floor Area | 1,722 sqft |
| Basement Area | 1,515 sqft |
| Finished Basement | 1,515 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,081 sqft (0.461 acres) |
| Garage Area | 860 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 164 sqft |
| Deck Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00RFF54450 |
|---|---|
| Street Address | 76 GARNET LN |
| City | BELGRADE |
| State | MT |
| Zip | 59714-9629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COBBLESTONE SUB, S04, T01 S, R04 E, BLOCK 4, LOT 1, ACRES 0.461, PLAT J-420 |
| Legal Range | 04E |
| Legal Township | 01S |
| Legal Section | 04 |
| Legal Subdivision | COBBLESTONE SUB |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BELGRADE |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 201 |
Source: Gallatin County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 76 GARNET LN, BELGRADE, MT 59714-9629 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 19, 2008 | Deed of Trust, Mortgage FIRST HORIZON HOME LOANS |
| Sep 22, 2006 | Joint Tenancy Deed, Transfer · ARM FIRST HORIZON HOME LOAN CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2015 · Amount on Record |
| Deed Sale | Sep 25, 2015 · Amount on Record |
| Prior Sale | Sep 22, 2006 · Amount on Record |
| Deed Document Number | 20152525830 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 76 GARNET LN, BELGRADE, MT 59714-9629 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF BOZEMAN |
| Name | Verified Name |
|---|
| Document Number | 0002294629 |
|---|---|
| Date | Mar 19, 2008 |
| Instrument | 2294629 |
| Name | FIRST HORIZON HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75063 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Apr 1, 2013 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.1% |
| Index | 1-Year T-Bill |
| Max Rate | 10.1% |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Sep 22, 2006 |
| Property Address | 76 GARNET LN, BELGRADE, MT 59714-9629 |
| Document Number | 0002242808 |
| Map Reference | MB J-420 |
| Instrument Date | Sep 22, 2006 |
| Instrument | 2242808 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Title Company | STEWART TITLE OF BOZEMAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 76 GARNET LN, BELGRADE, MT 59714-9629 |
| Document Number | 0002242809 |
|---|---|
| Date | Sep 22, 2006 |
| Instrument | 2242809 |
| Name | FIRST HORIZON HOME LOAN CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | 1-Year T-Bill |
| Document Number | 0002242810 |
|---|---|
| Date | Sep 22, 2006 |
| Instrument | 2242810 |
| Name | FIRST HORIZON HOME LOAN CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75063 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2026 |
| Change Frequency | Monthly |
|---|
Source: Gallatin County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Elementary School District | Belgrade Elementary School District (PK - 08) |
| Secondary School District | Belgrade High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,189.00 (-27.79%) | $811,500 (+11.33%) | $811,500 (+11.33%) Land $196,501 Building $614,999 |
| 2023 | $4,416.00 | $728,900 | $728,900 Land $150,135 Building $578,765 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Montana Opticom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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