19 Garnet Ln, Belgrade, MT 59714 Property Records

Gallatin County property record for 19 Garnet Ln, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,077 sqft · built 2007
Lot Size	0.461 acres (20,081 sqft)
Owner	2 Individual Names on File
Last Sale	$441,600 (Apr 2008)
Tax Bill	$3,252 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00RFF54442`

Property Details

APN / Parcel Number

Primary APN	`00RFF54442`
Alternative APNs	`06-0903-04-1-10-01-0000` `R0637393`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,077 sqft Living Area
1st Floor Area	1,431 sqft
2nd Floor Area	606 sqft
Basement Area	1,431 sqft
Unfinished Basement	1,437 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,081 sqft (0.461 acres)
Garage Type	Mixed
Garage Area	1,896 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFF54442
Street Address	19 GARNET LN
City	BELGRADE
State	MT
Zip	59714-9629
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COBBLESTONE SUB, S04, T01 S, R04 E, BLOCK 3, LOT 6, ACRES 0.461, PLAT J-420
Legal Range	04E
Legal Township	01S
Legal Section	04
Legal Subdivision	COBBLESTONE SUB
Legal Block	3
Legal Lot Number	6
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	2
Census Block	2046
Census Tract	201

Owner

19 Garnet Ln is owned and occupied by two individuals who acquired it in October 2018.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 GARNET LN, BELGRADE, MT 59714-9629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Deed of Trust, Mortgage · Line of Credit HORIZON CU
Nov 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage STOCKMAN BANK
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage STOCKMAN BANK
Jan 10, 2019	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2008 · Amount on File
Deed Sale	Apr 30, 2008 · Amount on File
Deed Document Number	20082298684
Last Transfer Date	Oct 24, 2018
Transfer Doc	2635764
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	19 GARNET LN, BELGRADE, MT 59714-9629
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002781408
Date	Jul 21, 2022
Instrument	2781408

Lender

Name	HORIZON CU
Type	Credit Union
Address	SPOKANE, WA 99215

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	19 GARNET LN, BELGRADE, MT 59714-9629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2630969
Date	Nov 5, 2018
Instrument	2630969

Lender

Name	STOCKMAN BANK
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2038

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	19 GARNET LN, BELGRADE, MT 59714-9629
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2678949
Date	Apr 20, 2020
Instrument	2678949

Lender

Name	STOCKMAN BANK
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GALLATIN MT
Recording Date	Jan 10, 2019
Property Address	19 GARNET LN, BELGRADE, MT 59714-9629
Document Number	2635764
Map Reference	PL J-420
Instrument Date	Oct 24, 2018
Instrument	2635764
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19 GARNET LN, BELGRADE, MT 59714-9629

Tax Assessment & Valuation

The 2026 property tax bill for 19 Garnet Ln was $3,252.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,252.00	$827,500	$827,500 Land $196,501 Building $630,999
2023	$4,245.00	$700,600	$700,600 Land $150,135 Building $550,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Garnet Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Garnet Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisp West.

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