76 Forest St, Waltham, MA 02452 Property Records

Middlesex County and Waltham City property record for 76 Forest St, Waltham, MA 02452

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,930 sqft · built 1987
Lot Size	0.408 acres (17,781 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Oct 2008)
Tax Bill	$11,555 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`178970`

Property Details

APN / Parcel Number

Primary APN	`178970`
Alternative APN	`WALT M:043 B:001 L:042A`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,930 sqft Living Area
Gross Area	4,340 sqft
Basement Area	740 sqft
Unfinished Basement	518 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,781 sqft (0.408 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	178970
Street Address	76 FOREST ST
City	WALTHAM
State	MA
Zip	02452-4700
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Subdivision	WALTHAM
Legal Block	1
Legal Lot Number	42A
Jurisdiction	WALTHAM MA
Township / Civil Division	WALTHAM
Census Block Group	1
Census Block	1000
Census Tract	368901

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	76 FOREST ST, WALTHAM, MA 02452-4700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit BEACON BANK
Oct 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2008 · Amount on Record
Deed Sale	Oct 8, 2008 · Amount on Record
Prior Sale	Feb 16, 1990 · Amount on Record
Deed Document Number	2008165478
Deed Book / Page	51773 / 117
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Recording Date	Aug 11, 2026
Property Address	76 FOREST ST, WALTHAM, MA 02452-4700
Document Number	0000100758
Book / Page	85998 / 146
Instrument Date	Aug 6, 2026
Instrument	2026100758
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 FOREST ST, WALTHAM, MA 02452-4700

Mortgage

Document Number	0000100758,
Date	Aug 11, 2026
Book Page	85998/146
Instrument	2026100758

Lender

Name	BEACON BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Sep 1, 2066

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTHAM MA
Property Address	76 FOREST ST, WALTHAM, MA 02452-4700
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0076019-29
Date	Oct 28, 2020
Book Page	76019/29
Instrument	199183

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Waltham City
Unified School District	Waltham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,555.00 (+8.57%)	$1,119,700 (+3.31%) Land $592,500 Building $527,200	$1,316,444 (+24.04%)
2025	$10,643.00 (+5.26%)	$1,083,800 (+3.33%) Land $551,400 Building $532,400	$1,061,340 (-0.78%)
2024	$10,111.00 (+0.53%)	$1,048,900 (+7.62%) Land $525,600 Building $523,300	$1,069,700
2023	$10,058.00	$974,600 Land $477,800 Building $496,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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