76 Florida St, Buffalo, NY 14208 Property Records

Erie County and Buffalo City property record for 76 Florida St, Buffalo, NY 14208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,610 sqft · built 1910
Lot Size	0.104 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jul 2021)
Tax Bill	$776 (2026)
Deeds & Mortgages	Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`140200 89.81-2-17`

Property Details

APN / Parcel Number

Primary APN	`140200 89.81-2-17`
Alternative APNs	`02000898100002017000` `04116400`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,610 sqft Living Area
1st Floor Area	897 sqft
2nd Floor Area	713 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,500 sqft (0.104 acres)
Lot Dimensions	150 ft deep x 30 ft wide
Porch	Slab
Porch Area	161 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04116400
Street Address	76 FLORIDA ST
City	BUFFALO
State	NY
Zip	14208-1123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-3R
Legal Description	762.33 E MAIN
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	17.000
Jurisdiction	ERIE NY
Township / Civil Division	BUFFALO
Census Block Group	1
Census Block	1002
Census Tract	16802

Owner

76 Florida St is owned and occupied by two individuals who bought it in July 2021.

Source: Erie County and Buffalo City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	76 FLORIDA ST, BUFFALO, NY 14208-1123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Mar 5, 2021	Bargain and Sale Deed, Transfer
Oct 15, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Prior Sale	Mar 5, 2021 · Amount on File
Deed Document Number	20212021150041
Deed Book / Page	11384 / 5248
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	76 FLORIDA ST, BUFFALO, NY 14208-1123
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jul 30, 2021
Property Address	76 FLORIDA ST, BUFFALO, NY 14208-1123
Document Number	0113845248
Book / Page	11384 / 5248
Instrument Date	Jul 28, 2021
Instrument	2021150041
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	495 AMHERST ST, 495, BUFFALO, NY 14207-2843

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	76 FLORIDA ST, BUFFALO, NY 14208-1123

Mortgage

Document Number	0140072609
Date	Jul 30, 2021
Book Page	14007/2609
Instrument	2021150042

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

March 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ERIE NY
Recording Date	Mar 5, 2021
Property Address	76 FLORIDA ST, BUFFALO, NY 14208-1123
Document Number	0113758426
Book / Page	11375 / 8426
Instrument Date	Mar 5, 2021
Instrument	2021042144
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Tax	$212.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 CENTRAL AVE, 43, LANCASTER, NY 14086-2151

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	495 AMBERST ST, BUFFALO, NY 14207-2843

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ERIE NY
Recording Date	Oct 15, 2020
Property Address	76 FLORIDA ST, BUFFALO, NY 14208-1123
Document Number	0113678313
Book / Page	011367 / 008313
Instrument Date	Sep 1, 2020
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	43 CENTRAL AVE LANCASTER NY 140862151, LANCASTER, NY 14086-2151

Tax Assessment & Valuation

The 2026 property tax bill for 76 Florida St was $776, down 56.9% from the year before.

Source: Erie County and Buffalo City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
Municipality	Buffalo City
Unified School District	Buffalo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$776.00 (-56.89%)
2025	$1,800.00 (+131.07%)	$235,000 (+389.58%) Land $34,000 Building $201,000	$235,000 (+201.09%) Land $34,000 Building $201,000
2024	$779.00 (+12.9%)	$48,000 (-) Land $4,000 Building $44,000	$78,049 (+13.82%) Land $6,504 Building $71,545
2023	$690.00	$48,000 Land $4,000 Building $44,000	$68,571 Land $5,714 Building $62,857

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 76 Florida St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 76 Florida St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUFFALO WATER AUTHORITY serves 276,000 people · EPA ID NY1400422
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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