76 Elm St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 76 Elm St, Schenectady, NY 12304

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,216 sqft · built 1900
Lot Size	0.108 acres (4,719 sqft)
Owner	2 Trust Names on File
Tax Bill	$5,316 (2026)
Deeds & Mortgages	Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`421500 49.59-4-17`

Property Details

APN / Parcel Number

Primary APN	`421500 49.59-4-17`
Alternative APN	`150004905900040170000000`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,216 sqft Total Area
1st Floor Area	1,108 sqft
2nd Floor Area	1,108 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,719 sqft (0.108 acres)
Lot Dimensions	143 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	238 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	348 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	76 ELM ST
City	SCHENECTADY
State	NY
Zip	12304-1202
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Block	4
Legal Lot Number	17.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4005
Census Tract	20700

Owner

76 Elm St, a duplex, is held in a trust since August 2019.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	858 CENTRAL PKWY, SCHENECTADY, NY 12309-6051
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 29, 2019
Transfer Doc	0000050757
Record Updated	Oct 29, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 7, 2019
Property Address	76 ELM ST, SCHENECTADY, NY 12304-1202
Document Number	0000050755
Book / Page	002023 / 000806
Instrument Date	Aug 29, 2019
Instrument	50755
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	858 CENTRAL PKWY SCHENECTADY NY 123096051, SCHENECTADY, NY 12309-6051

Tax Assessment & Valuation

The 2026 property tax bill for 76 Elm St was $5,316, up 3.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,316.00 (+3.71%)
2025	$5,126.00	$82,100 Land $12,300 Building $69,800	$135,950 Land $20,368 Building $115,582
2023		$82,100 (-) Land $12,300 Building $69,800	$103,924 (+3.8%) Land $15,570 Building $88,354
2022		$82,100 Land $12,300 Building $69,800	$100,122 Land $15,000 Building $85,122
2021	$4,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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