71 Elm St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 71 Elm St, Schenectady, NY 12304

Property Summary

Property TypeDuplex
Details6 bd · 4 ba · 2,179 sqft · built 1900
Lot Size0.108 acres (4,719 sqft)
Owner2 Individual Names on File
Last Sale$14,350 (Aug 2003)
Tax Bill$6,272 (2026)
Flood ZoneZone X (minimal risk)
APN421500 49.59-3-32

Property Details

APN / Parcel Number

Primary APN421500 49.59-3-32
Alternative APN
  • 150004905900030320000000

Interior

Bedrooms6 Beds
Full Baths4 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area2,179 sqft Total Area
1st Floor Area1,079 sqft
2nd Floor Area1,100 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,719 sqft (0.108 acres)
Lot Dimensions143 ft deep x 33 ft wide
PorchSlab
Porch Area220 sqft
Canopy56 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address71 ELM ST
CitySCHENECTADY
StateNY
Zip12304-1201
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal Block3
Legal Lot Number32.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4004
Census Tract20700

Owner

71 Elm St, a duplex, is owned and occupied by two individuals who bought it in August 2003.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address71 ELM ST, SCHENECTADY, NY 12304-1201
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2003 · Amount on File
Deed SaleAug 13, 2003 · Amount on File
Prior SaleDec 22, 1994 · Amount on File
Deed Book / Page1657 / 993
Prior Transfer DateAug 12, 2003
Prior Transfer Doc1657000993
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 71 Elm St was $6,272, up 3.1% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,272.00 (+3.12%)
2025$6,082.00$80,100 Land $12,000 Building $68,100$132,638 Land $19,871 Building $112,767
2023$80,100 (-) Land $12,000 Building $68,100$101,392 (+3.8%) Land $15,190 Building $86,202
2022$80,100 Land $12,000 Building $68,100$97,683 Land $14,634 Building $83,049
2021$5,517.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 71 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 71 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Elm St

Nearby Streets

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