76 Eliot St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 76 Eliot St, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,368 sqft · built 1845
Lot Size	0.234 acres (10,202 sqft)
Owner	Individual Name on Record
Last Sale	$715,000 (Apr 2024)
Tax Bill	$7,974 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2021 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`63-00000030`

Property Details

APN / Parcel Number

Primary APN	`63-00000030`
Alternative APN	`NATI M:00000063 P:00000030`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,368 sqft Living Area
1st Floor Area	679 sqft
Basement Area	679 sqft
Unfinished Basement	679 sqft

Exterior

Year Built	Built 1845
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Lot Area	10,202 sqft (0.234 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	63-00000030
Street Address	76 ELIOT ST
City	NATICK
State	MA
Zip	01760-5542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSB
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	3
Census Block	3000
Census Tract	382300

Owner

Source: Middlesex County and Natick Town records, as of April 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	76 ELIOT ST, NATICK, MA 01760-5542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · ARM GUARANTEED RATE INC
Sep 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Apr 1, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Sep 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Aug 20, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jun 21, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Jun 14, 2017	Quit Claim Deed, Transfer SALEM FIVE MTG CO
Mar 10, 2017	Quit Claim Deed, Transfer SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	202432121
Deed Book / Page	82623 / 305
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	76 ELIOT ST, NATICK, MA 01760-5542
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085381-302
Date	Mar 25, 2026
Book Page	85381/302
Instrument	32335

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Apr 1, 2033
Index	Other
Margin	3

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	76 ELIOT ST, NATICK, MA 01760-5542
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078678-107
Date	Sep 13, 2021
Book Page	78678/107
Instrument	202901

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Apr 1, 2024
Property Address	76 ELIOT ST, NATICK, MA 01760-5542
Document Number	082623-305
Book / Page	82623 / 305
Instrument Date	Apr 1, 2024
Instrument	32121
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 ELIOT ST, NATICK, MA 01760-5542

Mortgage

Document Number	0000032122
Date	Apr 1, 2024
Instrument	32122

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	76 ELIOT ST, NATICK, MA 01760-5542
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	78678-107
Date	Sep 13, 2021
Book Page	78678/107
Instrument	202901

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	76 ELIOT ST, NATICK, MA 01760-5542
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75407-415
Date	Aug 20, 2020
Book Page	75407/415
Instrument	141990

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Jun 21, 2019
Property Address	76 ELIOT ST, NATICK, MA 01760-5542
Document Number	72805-348
Book / Page	72805 / 348
Instrument Date	Jun 21, 2019
Instrument	86315
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 ELIOT ST, NATICK, MA 01760-5542

Mortgage

Document Number	86316
Date	Jun 21, 2019
Instrument	86316

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Jun 14, 2017
Property Address	76 ELIOT ST, NATICK, MA 01760-5542
Document Number	69430-488
Book / Page	69430 / 488
Instrument	89396
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.31
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 ELIOT ST, NATICK, MA 01760-5542

Mortgage

Document Number	694300492
Date	Jun 14, 2017
Instrument	69430/0492

Lender

Name	SALEM FIVE MTG CO

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Mar 10, 2017
Property Address	76 ELIOT ST, NATICK, MA 01760-5542
Document Number	68993-526
Book / Page	68993 / 526
Instrument	36564
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$52.31
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68993-529
Date	Mar 10, 2017
Book Page	68993/529
Instrument	36565

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,974.00 (+4.89%)	$666,700 (+7.51%) Land $405,400 Building $261,300	$665,285
2024	$7,602.00 (+2.16%)	$620,100 (+5.33%) Land $382,900 Building $237,200
2023	$7,441.00	$588,700 Land $360,300 Building $228,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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