Montgomery County property record for 76 E Main St, Phillipsburg, OH 45354
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,570 sqft · built 1965 |
| Lot Size | 0.847 acres (36,895 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $134,000 (Jul 2013) |
| Tax Bill | $4,411 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C08-00202-0003 |
| Primary APN | C08-00202-0003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| Gross Area | 2,290 sqft |
| 1st Floor Area | 1,570 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 36,895 sqft (0.847 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 140 sqft |
| Patio Area | 380 sqft |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 76 E MAIN ST |
|---|---|
| City | PHILLIPSBURG |
| State | OH |
| Zip | 45354-9003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-6-2 |
| Legal Lot Number | 3 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 130101 |
Source: Montgomery County records, as of May 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 76 E MAIN ST, PHILLIPSBURG, OH 45354-9003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 19, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 7, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Feb 26, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Dec 12, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2013 · Amount on Record |
| Deed Sale | Jul 11, 2013 · Amount on Record |
| Prior Sale | Jun 22, 2007 · Amount on Record |
| Deed Document Number | 201348013 |
| Prior Transfer Date | Nov 5, 1998 |
| Prior Transfer Doc | 9904000009 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Apr 16, 2026 |
| Property Address | 76 E MAIN ST, PHILLIPSBURG, OH 45354-9003 |
| Document Number | 0000023344 |
| Instrument Date | Apr 9, 2026 |
| Instrument | 202623344 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 76 E MAIN ST, PHILLIPSBURG, OH 45354-9003 |
| Investor | Possibly a Property Investor |
| Document Number | 0000023344, |
|---|---|
| Date | Apr 16, 2026 |
| Instrument | 202623344 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 76 E MAIN ST, PHILLIPSBURG, OH 45354-9003 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 76 E MAIN ST, PHILLIPSBURG, OH 45354-9003 |
| Document Number | 0000019635 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 202300019635 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 76 E MAIN ST, PHILLIPSBURG, OH 45354-9003 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000042935 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 2021-00042935 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 76 E MAIN ST, PHILLIPSBURG, OH 45354-9003 |
| Document Number | 0000015981 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 76 E MAIN ST PHILLIPSBURG OH 45354, PHILLIPSBURG, OH 45354 |
| Document Number | 0000015981 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 15981 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 76 E MAIN ST, PHILLIPSBURG, OH 45354-9003 |
| Document Number | 0000075162 |
| Instrument Date | Dec 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 76 E MAIN ST PHILLIPSBURG OH 45354, PHILLIPSBURG, OH 45354 |
| Document Number | 0000075162 |
|---|---|
| Date | Dec 24, 2018 |
| Instrument | 75162 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 23, 2048 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Clay Township |
| Municipality | Phillipsburg Village |
| Unified School District | Northmont City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $60,970 (-) Land $10,480 Building $50,490 | $174,180 (-) Land $29,930 Building $144,250 | |
| 2024 | $4,411.00 (+4.95%) | ||
| 2023 | $4,203.00 (+4.37%) | $60,970 (+41%) Land $10,480 Building $50,490 | $174,180 (+41%) Land $29,930 Building $144,250 |
| 2022 | $4,027.00 | $43,240 Land $7,430 Building $35,810 | |
| 2020 | $123,530 Land $21,230 Building $102,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHILLIPSBURG VILLAGE PWS serves 490 people · EPA ID OH5702112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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