Cumberland County and Harpswell Town property record for 76 Cunner Rock Rd, Harpswell, ME 04079
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 800 sqft · built 1937 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $2,561 (2025) |
| Deeds & Mortgages | Dec 2025 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | HARP M:006 L:060 |
| Primary APN | HARP M:006 L:060 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 800 sqft Living Area |
| Gross Area | 832 sqft |
| 1st Floor Area | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Architectural Style | Cottage |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Heating Fuel | Wood |
|---|
| Account Number | 275 |
|---|---|
| Street Address | 76 CUNNER ROCK RD |
| City | HARPSWELL |
| State | ME |
| Zip | 04079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Lot Number | 60 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 17101 |
76 Cunner Rock Rd is owner-occupied and held in a trust since November 2025.
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 76 CUNNER ROCK RD, HARPSWELL, ME 04079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2024 |
| Deed Sale | Jun 25, 2024 |
| Deed Document Number | 202421004 |
| Deed Book / Page | 40825 / 195 |
| Last Transfer Date | Nov 25, 2025 |
| Transfer Doc | 0419570182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Dec 29, 2025 |
| Property Address | 76 CUNNER ROCK RD, HARPSWELL, ME 04079 |
| Document Number | 0419570182 |
| Book / Page | 41957 / 182 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 53202 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 76 Cunner Rock Rd was $2,561, up 4.7% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,561.00 (+4.74%) | $384,500 (-) Land $297,600 Building $86,900 |
| 2024 | $2,445.00 (+4.26%) | $384,500 (-) Land $297,600 Building $86,900 |
| 2023 | $2,345.00 (+3.35%) | $384,500 (-) Land $297,600 Building $86,900 |
| 2022 | $2,269.00 | $384,500 Land $297,600 Building $86,900 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 76 Cunner Rock Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 76 Cunner Rock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
4G LTE (outdoors only), no 5G reported
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