23 Cunner Rock Rd, Harpswell, ME 04079 Property Records

Cumberland County and Harpswell Town property record for 23 Cunner Rock Rd, Harpswell, ME 04079

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,750 sqft · built 1945
Lot Size2.06 acres (89,734 sqft)
OwnerIndividual Name on File
Tax Bill$1,910 (2025)
Flood ZoneZone X (minimal risk)
APNHARP M:006 L:054

Property Details

APN / Parcel Number

Primary APNHARP M:006 L:054
Alternative APN
  • 271

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,750 sqft Living Area
Gross Area4,083 sqft
1st Floor Area1,264 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area89,734 sqft (2.06 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number271
Street Address23 CUNNER ROCK RD
CityHARPSWELL
StateME
Zip04079-2820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIN
Legal Lot Number54
JurisdictionHARPSWELL ME
Township / Civil DivisionHARPSWELL
Census Block Group2
Census Block2000
Census Tract17101

Owner

23 Cunner Rock Rd is owned and occupied by an individual.

Source: Cumberland County and Harpswell Town records, as of July 30, 2026

Owner of RecordIndividual Name on File
Mailing Address23 CUNNER ROCK RD, HARPSWELL, ME 04079-2820
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 23 Cunner Rock Rd was $1,910, up 4.7% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionHarpswell Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$1,910.00 (+4.71%)$286,800 (-) Land $82,700 Building $204,100
2024$1,824.00 (+4.29%)$286,800 (-) Land $82,700 Building $204,100
2023$1,749.00 (+3.37%)$286,800 (-) Land $82,700 Building $204,100
2022$1,692.00$286,800 Land $82,700 Building $204,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23 Cunner Rock Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 52 policies
Nearby Flood Policies52 in force
Nearby Flood Claims12 (1978–2024)
Claims Outside the SFHA3 of 12
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Cunner Rock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

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