Franklin County and Bernardston Town property record for 76 Cross St, Bernardston, MA 01337
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,580 sqft · built 1982 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $226,000 (Apr 2010) |
| Tax Bill | $4,848 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance |
| APN | 290090000800082 |
| Primary APN | 290090000800082 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,580 sqft Living Area |
| Gross Area | 1,996 sqft |
| 1st Floor Area | 852 sqft |
| Basement Area | 700 sqft |
| Unfinished Basement | 700 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 290090000800082 |
|---|---|
| Street Address | 76 CROSS ST |
| City | BERNARDSTON |
| State | MA |
| Zip | 01337-9564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CV |
| Legal Block | 8 |
| Legal Lot Number | 82 |
| Jurisdiction | BERNARDSTON MA |
| Township / Civil Division | BERNARDSTON |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 40200 |
Source: Franklin County and Bernardston Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 76 CROSS ST, BERNARDSTON, MA 01337-9564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2010 · Amount on Record |
| Deed Sale | Apr 30, 2010 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERNARDSTON MA |
| Property Address | 76 CROSS ST, BERNARDSTON, MA 01337-9564 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7851-223 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | 7851/223 |
| Instrument | 11837 |
| Name | GREENFIELD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: Franklin County and Bernardston Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Franklin County |
| County Subdivision | Bernardston Town |
| Unified School District | Pioneer Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,848.00 (+1.17%) | $339,700 (+13.35%) Land $68,000 Building $271,700 | $362,332 (-10.38%) |
| 2024 | $404,320 | ||
| 2023 | $4,792.00 | $299,700 Land $62,000 Building $237,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2011–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNARDSTON FIRE WATER DIST serves 1,471 people · EPA ID MA1029000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Jun 2016 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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