68 Cross St, Bernardston, MA 01337 Property Records

Franklin County and Bernardston Town property record for 68 Cross St, Bernardston, MA 01337

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1985
Lot Size	1 acres (43,560 sqft)
Owner	2 Trust Names on File
Last Sale	$225,000 (Mar 2020)
Tax Bill	$4,502 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
APN	`290090000800083`

Property Details

APN / Parcel Number

Primary APN	`290090000800083`
Alternative APN	`BERN M:0090 B:0008 L:00083`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,589 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	290090000800083
Street Address	68 CROSS ST
City	BERNARDSTON
State	MA
Zip	01337-9564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CV
Legal Block	8
Legal Lot Number	83
Jurisdiction	BERNARDSTON MA
Township / Civil Division	BERNARDSTON
Census Block Group	1
Census Block	1069
Census Tract	40200

Owner

68 Cross St is owner-occupied and held in a trust since August 2024.

Source: Franklin County and Bernardston Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	68 CROSS ST, BERNARDSTON, MA 01337-9564
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on File
Deed Sale	Mar 27, 2020 · Amount on File
Prior Sale	Dec 4, 1992 · Amount on File
Last Transfer Date	Aug 28, 2024
Transfer Doc	008366-146
Record Updated	Oct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERNARDSTON MA
Recording Date	Mar 27, 2020
Property Address	68 CROSS ST, BERNARDSTON, MA 01337-9564
Document Number	7517-223
Book / Page	7517 / 223
Instrument Date	Mar 18, 2020
Instrument	2974
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 E BUCKLAND RD, SHELBURNE FALLS, MA 01370-9764

Mortgage

Document Number	2975
Date	Mar 27, 2020
Instrument	2975

Lender

Name	GREENFIELD SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 68 Cross St was $4,502.

Source: Franklin County and Bernardston Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Bernardston Town
Unified School District	Pioneer Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,502.00	$315,500 Land $68,000 Building $247,500	$346,740 (+1.11%)
2024			$342,950
2023	$4,375.00	$273,600 Land $62,000 Building $211,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 68 Cross St; there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2011–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 68 Cross St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERNARDSTON FIRE WATER DIST serves 1,471 people · EPA ID MA1029000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Jun 2016
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20