76 Central Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 76 Central Ave, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	2,546 sqft · built 1997
Lot Size	0.063 acres (2,722 sqft)
Owner	2 Individual Names on File
Last Sale	$335,000 (Jun 2018)
Tax Bill	$14,562 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-04117-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`07-04117-0000-00020`
Alternative APN	`070411700020`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,546 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Duplex Single
Lot Area	2,722 sqft (0.063 acres)
Lot Dimensions	99 ft deep x 2 ft wide

Location & Zoning

Street Address	76 CENTRAL AVE
City	PASSAIC
State	NJ
Zip	07055-8429
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Block	4117
Legal Lot Number	20
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1006
Census Tract	175401

Owner

76 Central Ave, a duplex, is owned and occupied by two individuals who bought it in June 2018.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	76 CENTRAL AVE, PASSAIC, NJ 07055-8429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage RAJU PATEL
Jul 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 18, 2018	Deed, Transfer WFG NATIONAL TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018 · Amount on File
Deed Sale	Jun 18, 2018 · Amount on File
Prior Sale	Nov 18, 1997 · Amount on File
Deed Document Number	201826881
Deed Book / Page	3333 / 28
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	76 CENTRAL AVE, PASSAIC, NJ 07055-8429
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 CENTRAL AVE, PASSAIC, NJ 07055-8429

Mortgage

Document Number	0000034064
Date	Jul 5, 2022
Book Page	M18072/100
Instrument	2022034064

Lender

Name	RAJU PATEL
Type	Private Party
Address	61 WALTER AVE, EAST HANOVER, NJ 07936

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	76 CENTRAL AVE, PASSAIC, NJ 07055-8429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOURCEPOINT FULFILLMENT SER

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034329
Date	Jul 30, 2020
Book Page	M16302/195
Instrument	2020034329

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	338 Months
Due	Sep 1, 2048

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 18, 2018
Property Address	76 CENTRAL AVE, PASSAIC, NJ 07055-8429
Document Number	0000026881
Book / Page	D3333 / 0028
Instrument Date	Jun 6, 2018
Instrument	2018026881
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$335.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 PROFESSOR DR, 701, LADSON, SC 29456-5320

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 CENTRAL AVE, PASSAIC, NJ 07055-8429

Tax Assessment & Valuation

The 2025 property tax bill for 76 Central Ave was $14,562, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,000 (-) Land $61,000 Building $281,000	$342,000 (-) Land $61,000 Building $281,000
2025	$14,562.00 (+3.27%)	$342,000 Land $61,000 Building $281,000	$342,000 Land $61,000 Building $281,000
2024	$14,101.00
2023		$342,000 Land $61,000 Building $281,000	$342,000 Land $61,000 Building $281,000
2022	$13,283.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 76 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 982 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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