102 Central Ave, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 102 Central Ave, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	2,638 sqft · built 1920
Lot Size	0.049 acres (2,135 sqft)
Owner	Individual Name on File
Tax Bill	$13,200 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-04110-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`07-04110-0000-00030`
Alternative APN	`070411000030`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,638 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	2,135 sqft (0.049 acres)
Lot Dimensions	70 ft deep x 2 ft wide

Location & Zoning

Street Address	102 CENTRAL AVE
City	PASSAIC
State	NJ
Zip	07055-8427
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Block	4110
Legal Lot Number	30
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1004
Census Tract	175401

Owner

102 Central Ave, a duplex, is owned and occupied by an individual who acquired it in May 2019.

Source: Passaic County and Passaic City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	102 CENTRAL AVE, PASSAIC, NJ 07055-8427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Correction Deed · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 9, 2019	Quit Claim Deed, Transfer · FHA Mortgage ALTERRA GRP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 24, 2019
Transfer Doc	0000039744
Record Updated	Oct 29, 2026

January 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jan 31, 2022
Property Address	102 CENTRAL AVE, PASSAIC, NJ 07055-8427
Document Number	0000006393
Book / Page	D4232 / 228
Instrument Date	Dec 20, 2021
Instrument	2022006393
Record Updated	Nov 3, 2025
Title Company	SUNNYSIDE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CENTRAL AVE, NORTH HALEDON, NJ 07508-2810

Mortgage

Document Number	0000006394
Date	Jan 31, 2022
Instrument	2022006394

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 9, 2019
Property Address	102 CENTRAL AVE, PASSAIC, NJ 07055-8427
Document Number	0000039744
Book / Page	003651 / 000081
Instrument Date	May 24, 2019
Instrument	39744
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	NEW HORIZON ABSTRACT INC, NEW HORIZON ABS INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CENTRAL AVE PASSAIC NJ 070558427, PASSAIC, NJ 07055-8427

Mortgage

Document Number	39749
Date	Sep 9, 2019
Book Page	015697/000044
Instrument	39749

Lender

Name	ALTERRA GRP LLC
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 102 Central Ave was $13,200, up 3.3% from the year before.

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,000 (-) Land $60,700 Building $249,300	$310,000 (-) Land $60,700 Building $249,300
2025	$13,200.00 (+3.28%)	$310,000 Land $60,700 Building $249,300	$310,000 Land $60,700 Building $249,300
2024	$12,781.00
2023		$310,000 Land $60,700 Building $249,300	$310,000 Land $60,700 Building $249,300
2022	$12,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Central Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 102 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 982 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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