76 Bay Dr, Panacea, FL 32346 Property Records

Wakulla County property record for 76 Bay Dr, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,758 sqft · built 1977
Lot Size	0.439 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Jan 2022)
Tax Bill	$943 (2025)
Deeds & Mortgages	Jan 2022 Sale
Flood Zone	Zone VE (high risk)
APN	`01-6S-02W-034-03593-000`

Property Details

APN / Parcel Number

Primary APN	`01-6S-02W-034-03593-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,758 sqft Heated Area
Gross Area	1,916 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1999
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	19,166 sqft (0.439 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	999 sqft
Driveway	Driveway
Driveway Area	180 sqft
Porch	Enclosed Porch
Porch Area	360 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	76 BAY DR
City	PANACEA
State	FL
Zip	32346-2602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER SHORE HEIGHTS SUBD BLOCK B LOT 3 & 4 OR 25 P 66 & OR 87 P 512 OR 111 P 35 & 36 OR 59 P 50 OR 67 P 480-492 OR 149 P 632
Legal Range	02W
Legal Township	06S
Legal Section	01
Legal Subdivision	RIVER SHORE HEIGHTS SUBD
Legal Block	B
Legal Lot Number	3,4 4
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2025
Census Tract	10102

Owner

Source: Wakulla County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	76 BAY DR, PANACEA, FL 32346-2602
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Prior Sale	May 2, 2008
Deed Document Number	401027
Deed Book / Page	1248 / 561
Record Updated	Jun 8, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WAKULLA FL
Recording Date	Jan 25, 2022
Property Address	76 BAY DR, PANACEA, FL 32346-2602
Document Number	0000401027
Book / Page	1248 / 561
Map Reference	MB 1 PG 23
Instrument Date	Jan 21, 2022
Instrument	401027
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	76 BAY DR, PANACEA, FL 32346-2602

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$943.00 (+4.43%) Homeowner's exemption	$74,415 (+2.9%)	$207,751 (+9.79%) Land $40,000 Building $167,751
2024	$903.00 (-68.55%) Homeowner's exemption	$72,318 (-60.13%)	$189,233 (+4.34%) Land $40,000 Building $149,233
2023	$2,871.00 (+241.38%)	$181,363 (+141.4%) Land $30,000 Building $151,363	$181,363 (+26.51%) Land $30,000 Building $151,363
2022	$841.00 Homeowner's exemption	$75,130	$143,353 Land $30,000 Building $113,353

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 28 condo units
Nearby Flood Claims	15 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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