Wakulla County property record for 56 Bay Dr, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,192 sqft · built 1977 |
| Lot Size | 0.214 acres (9,365 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $75,000 (Sep 2001) |
| Tax Bill | $1,043 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 01-6S-02W-034-03592-000 |
| Primary APN | 01-6S-02W-034-03592-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,192 sqft Heated Area |
| Gross Area | 1,777 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plywood |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,365 sqft (0.214 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 569 sqft |
| Patio Area | 200 sqft |
| Fence | Fence |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air |
| Street Address | 56 BAY DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER SHORE HEIGHTS SUBD BLOCK B LOT 2 OR 20 P 207 OR 82 P 155 OR 245 P 241 OR 371 P 62 OR 421 P 121 OR 923 P 860 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 01 |
| Legal Subdivision | RIVER SHORE HEIGHTS SUBD |
| Legal Block | B |
| Legal Lot Number | 2 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 10102 |
Source: Wakulla County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 56 BAY DR, PANACEA, FL 32346-2602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2001 · Amount on Record |
| Deed Sale | Sep 27, 2001 · Amount on Record |
| Prior Sale | Jan 5, 2000 · Amount on Record |
| Deed Document Number | 182342 |
| Deed Book / Page | 0421 / 0121 |
| Record Updated | Jun 8, 2026 |
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,043.00 (+5.46%) Homeowner's exemption | $82,698 (+2.9%) | $122,594 (+9.24%) Land $20,000 Building $102,594 |
| 2024 | $989.00 (+2.91%) Homeowner's exemption | $80,367 (+3%) | $112,228 (+3.51%) Land $20,000 Building $92,228 |
| 2023 | $961.00 (+13.19%) Homeowner's exemption | $78,026 (+3%) | $108,421 (+8.48%) Land $15,000 Building $93,421 |
| 2022 | $849.00 Homeowner's exemption | $75,753 | $99,945 Land $15,000 Building $84,945 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 73 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 28 condo units |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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