7589 Sumac Ln, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 7589 Sumac Ln, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,016 sqft · built 1984
Lot Size	0.348 acres (15,177 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Apr 2016)
Tax Bill	$4,980 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`263A150`

Property Details

APN / Parcel Number

Primary APN	`263A150`
Alternative APN	`1611202006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,016 sqft Living Area
1st Floor Area	1,508 sqft
Basement Area	1,508 sqft
Finished Basement	1,508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,177 sqft (0.348 acres)
Garage Area	520 sqft
Driveway	Driveway
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	263A150
Street Address	7589 SUMAC LN
City	CHERRY VALLEY
State	IL
Zip	61016-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLAT NO 2 VALLEY VIEW SOUTH BNG SUB N1/2 SEC 11-43-2 LOT 50
Legal Range	2
Legal Township	43
Legal Section	11
Legal Subdivision	PLAT NO 2 VALLEY VIEW SOUTH
Legal Lot Number	50
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	5
Census Block	5005
Census Tract	3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7589 SUMAC LN, CHERRY VALLEY, IL 61016-9780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage MEMBERSALLIANCE CREDIT UNION
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MTG CO LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2016 · Amount on Record
Deed Sale	Apr 14, 2016 · Amount on Record
Prior Sale	Apr 6, 2001 · Amount on Record
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Recording Date	May 8, 2026
Property Address	7589 SUMAC LN, CHERRY VALLEY, IL 61016-9780
Document Number	0000011406
Instrument Date	Apr 18, 2026
Instrument	202611406
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 S ALPINE RD, ROCKFORD, IL 61108-7813

Mortgage

Document Number	0000011406,
Date	May 8, 2026
Instrument	202611406

Lender

Name	MEMBERSALLIANCE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 20, 2031

Interest

Rate	4.75%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	7589 SUMAC LN, CHERRY VALLEY, IL 61016-9780
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011522
Date	Apr 6, 2021
Instrument	2111522

Lender

Name	FIRST CENTENNIAL MTG CO LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,980.00 (+4.86%) Homeowner's exemption	$75,265 (+10.55%) Land $11,484 Building $63,781	$225,795 (+10.55%) Land $34,452 Building $191,343
2024	$4,749.00	$68,082 (+23.79%) Land $10,388 Building $57,694	$204,246 (+23.79%) Land $31,164 Building $173,082
2022	Homeowner's exemption	$54,999 Land $10,677 Building $44,322	$164,997 Land $32,031 Building $132,966

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1999)
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY serves 4,731 people · EPA ID IL2010050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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