7555 Sumac Ln, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 7555 Sumac Ln, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,884 sqft · built 1984
Lot Size	0.39 acres (17,005 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,500 (Sep 2020)
Tax Bill	$5,126 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`263A153`

Property Details

APN / Parcel Number

Primary APN	`263A153`
Alternative APN	`1611202003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,884 sqft Living Area
1st Floor Area	1,442 sqft
Basement Area	1,442 sqft
Finished Basement	1,442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	17,005 sqft (0.39 acres)
Garage Area	484 sqft
Driveway	Driveway
Deck Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7555 SUMAC LN
City	CHERRY VALLEY
State	IL
Zip	61016-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PLAT NO 2 VALLEY VIEW SOUTH BNG SUB N1/2 SEC 11-43-2 LOT 53
Legal Range	2
Legal Township	43
Legal Section	11
Legal Subdivision	PLAT NO 2 VALLEY VIEW SOUTH
Legal Lot Number	53
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	5
Census Block	5005
Census Tract	3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7555 SUMAC LN, CHERRY VALLEY, IL 61016-9780
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2020	Warranty Deed, Transfer · Conventional with PMI BLACKHAWK BK
May 24, 2019	Grant Deed, Transfer · FHA Mortgage SUMMIT FNDG
Mar 23, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Prior Sale	May 24, 2019 · Amount on Record
Deed Document Number	20201027206
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 16, 2020
Property Address	7555 SUMAC LN, CHERRY VALLEY, IL 61016-9780
Document Number	0001027206
Instrument Date	Aug 21, 2020
Instrument	1027206
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	LAKESHORE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7555 SUMAC LN CHERRY VALLEY IL 610169780, CHERRY VALLEY, IL 61016-9780

Mortgage

Document Number	1027207
Date	Sep 16, 2020
Instrument	1027207

Lender

Name	BLACKHAWK BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 24, 2019
Property Address	7555 SUMAC LN, CHERRY VALLEY, IL 61016-9780
Document Number	0001017960
Instrument Date	May 20, 2019
Instrument	1017960
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7555 SUMAC LN CHERRY VALLEY IL 610169780, CHERRY VALLEY, IL 61016-9780

Mortgage

Document Number	1017961
Date	May 24, 2019
Instrument	1017961

Lender

Name	SUMMIT FNDG
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95815

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Mar 23, 2017
Property Address	7555 SUMAC LN, CHERRY VALLEY, IL 61016-9780
Document Number	0001009031
Instrument Date	Mar 17, 2017
Instrument	1009031
Transaction Type	Transfer
Record Updated	Apr 3, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7555 SUMAC LN CHERRY VALLEY IL 610169780, CHERRY VALLEY, IL 61016-9780

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,126.00	$77,301 (+33.28%) Land $11,484 Building $65,817	$231,903 (+33.28%) Land $34,452 Building $197,451
2022	Homeowner's exemption	$58,001 Land $10,677 Building $47,324	$174,003 Land $32,031 Building $141,972

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1999)
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY serves 4,731 people · EPA ID IL2010050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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