7589 Saddleback Ln, Gates Mills, OH 44040 Property Records

Cuyahoga County property record for 7589 Saddleback Ln, Gates Mills, OH 44040 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,682 sqft · built 1970
Lot Size2.5 acres (109,223 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Dec 2015)
Tax Bill$10,489 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN841-04-005

Property Details

APN / Parcel Number

Primary APN841-04-005

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,682 sqft Living Area
1st Floor Area1,641 sqft
2nd Floor Area1,041 sqft
Basement Area1,585 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1989
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area109,223 sqft (2.5 acres)
Lot Dimensions394 ft deep x 496 ft wide
Garage TypeAttached
Garage Area638 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area356 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
SewerSeptic

Location & Zoning

Street Address7589 SADDLEBACK LN
CityGATES MILLS
StateOH
Zip44040-9713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 1&9 0007 ALL
Legal SubdivisionRD WARRENS SUB
Legal Tract1,9
Legal Lot Number7
JurisdictionCUYAHOGA OH
Township / Civil DivisionGATES MILLS
Census Block Group2
Census Block2000
Census Tract194500

Owner

Source: Cuyahoga County records · APN 841-04-005

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7589 SADDLEBACK LN, GATES MILLS, OH 44040-9713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2023Deed of Trust, Mortgage · Line of Credit
KEY BANK NA
Oct 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 23, 2015 · Amount on Record
Deed SaleDec 23, 2015 · Amount on Record
Deed Document Number0012230282
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address7589 SADDLEBACK LN, GATES MILLS, OH 44040-9713
Transaction TypeMortgage
Record UpdatedSep 15, 2023
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7589 SADDLEBACK LN, GATES MILLS, OH 44040-9713

Mortgage

Document Number0000000075
DateSep 01, 2023
Instrument202309010075
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44114
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 15, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address7589 SADDLEBACK LN, GATES MILLS, OH 44040-9713
Document Number0011090493
Instrument DateOct 15, 2020
Transaction TypeMortgage
Record UpdatedDec 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7589 SADDLEBACK LN GATES MILLS OH 440409713, GATES MILLS, OH 44040-9713

Mortgage

Document Number0011090493
DateNov 09, 2020
Instrument11090493
Lender
NameCROSSCOUNTRY MTG
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 08, 2035

Tax Assessment & Valuation

Source: Cuyahoga County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityGates Mills Village
Unified School DistrictMayfield City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$10,489.00 (+0.06%) Homeowner's exemption$162,540 (-) Land $55,440 Building $107,100
2024$10,483.00 (+29.69%) Homeowner's exemption$162,540 (+47.8%) Land $55,440 Building $107,100$464,400 (+47.8%) Land $158,400 Building $306,000
2023$8,083.00 (+0.67%) Homeowner's exemption$109,970 (-) Land $38,780 Building $71,190
2022$8,029.00 Homeowner's exemption$109,970 Land $38,780 Building $71,190
2021$314,200 Land $110,800 Building $203,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cuyahoga County (39035C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390351945002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Nearby Flood Policies15 in force
14 of 15 on primary residences
Nearby Flood Claims12 (1978–2009)
Claims Outside the SFHA6 of 12
Most Recent ClaimFeb 2009, rainfall accumulation
Flood Events
  • Severe Storms & Flooding (Jun 1989), 5 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 64% of Ohio
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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