7546 Saddleback Ln, Gates Mills, OH 44040 Property Records

Cuyahoga County property record for 7546 Saddleback Ln, Gates Mills, OH 44040

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,153 sqft · built 2022
Lot Size	2.5 acres (108,900 sqft)
Owner	Owner Name on File
Last Sale	$290,000 (Aug 2008)
Tax Bill	$18,435 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`841-08-005`

Property Details

APN / Parcel Number

Primary APN	`841-08-005`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,153 sqft Living Area
1st Floor Area	2,182 sqft
2nd Floor Area	971 sqft
Basement Area	2,182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,900 sqft (2.5 acres)
Lot Dimensions	390 ft deep x 283 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic

Location & Zoning

Street Address	7546 SADDLEBACK LN
City	GATES MILLS
State	OH
Zip	44040-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-1
Legal Description	TR 1&9-19 0003 ALL
Legal Subdivision	R D WARRENS
Legal Tract	1,9
Legal Lot Number	3
Jurisdiction	CUYAHOGA OH
Township / Civil Division	GATES MILLS
Census Block Group	2
Census Block	2000
Census Tract	194500

Owner

The current owner of 7546 Saddleback Ln bought it in August 2008.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Owner Name on File
Mailing Address	7546 SADDLEBACK LN, GATES MILLS, OH 44040-9713
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jul 2, 2020	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK
May 18, 2017	Deed of Trust, Mortgage HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2008 · Amount on File
Deed Sale	Aug 28, 2008 · Amount on File
Prior Sale	Oct 15, 2007
Deed Document Number	0008280457
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	7546 SADDLEBACK LN, GATES MILLS, OH 44040-9713
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7546 SADDLEBACK LN, GATES MILLS, OH 44040-9713

Mortgage

Document Number	0000000200
Date	Aug 29, 2022
Instrument	202208290200

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	7546 SADDLEBACK LN, GATES MILLS, OH 44040-9713
Document Number	0007290012
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7546 SADDLEBACK LN GATES MILLS OH 440409713, GATES MILLS, OH 44040-9713

Mortgage

Document Number	0007290012
Date	Jul 29, 2020
Instrument	7290012

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2050

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	7546 SADDLEBACK LN, GATES MILLS, OH 44040-9713
Document Number	0005190542
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7546 SADDLEBACK LN GATES MILLS OH 440409713, GATES MILLS, OH 44040-9713

Mortgage

Document Number	0005190542
Date	May 19, 2020
Instrument	5190542

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 18, 2030

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	7546 SADDLEBACK LN, GATES MILLS, OH 44040-9713
Document Number	0005230241
Instrument Date	May 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7546 SADDLEBACK LN GATES MILLS OH 440409713, GATES MILLS, OH 44040-9713

Mortgage

Document Number	0005230241
Date	May 23, 2017
Instrument	5230241

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 22, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 7546 Saddleback Ln was $18,435 with a homeowner's exemption, down 24.9% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Gates Mills Village
Unified School District	Mayfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,435.00 (-24.93%) Homeowner's exemption	$286,270 (-25%) Land $41,340 Building $244,930
2024	$24,557.00 (+707.26%) Homeowner's exemption	$381,680 (+838.48%) Land $41,340 Building $340,340	$817,900 Land $118,100 Building $699,800
2023	$3,042.00 (-55.91%)	$40,670 (-63.79%) Land $40,670
2022	$6,899.00 Homeowner's exemption	$112,320 Land $40,670 Building $71,650
2021			$116,200 Land $116,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7546 Saddleback Ln in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	12 (1978–2009)
Claims Outside the SFHA	6 of 12
Most Recent Claim	Feb 2009 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Jun 1989 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7546 Saddleback Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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