7582 Plank Rd, Afton, VA 22920 Property Records

Albemarle County property record for 7582 Plank Rd, Afton, VA 22920

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,045 sqft · built 1987
Lot Size	6.14 acres (267,458 sqft)
Owner	Individual Name on Record
Last Sale	$595,000 (Aug 2022)
Tax Bill	$6,084 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07000-00-00-02600`

Property Details

APN / Parcel Number

Primary APN	`07000-00-00-02600`
Alternative APN	`28866`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,045 sqft Finished Area
Basement Area	2,045 sqft
Finished Basement	1,800 sqft
Unfinished Basement	245 sqft
Family Room	Family Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	267,458 sqft (6.14 acres)
Garage Type	Detached
Garage Area	896 sqft

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	100 sqft
Patio Area	1,129 sqft
Kennel	Kennel

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	7582 PLANK RD
City	AFTON
State	VA
Zip	22920-1800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE PARCEL A-1
Legal Subdivision	MAP OF CRANBERRY HILLS
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	2
Census Block	2015
Census Tract	11201

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7582 PLANK RD, AFTON, VA 22920-1800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Aug 30, 2022	Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Jan 24, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2022 · Amount on Record
Deed Sale	Aug 30, 2022 · Amount on Record
Deed Document Number	202210434
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	7582 PLANK RD, AFTON, VA 22920-1800
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	KVS TITLE LLC, VSTITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 CLOVER GREEN CT, FISHERSVILLE, VA 22939-2337

Mortgage

Document Number	202200010206
Date	Aug 24, 2022
Instrument	202200010206

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	STAUNTON, VA 24401

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 30, 2022
Property Address	7582 PLANK RD, AFTON, VA 22920-1800
Document Number	202200010434
Map Reference	MB 734 PG 516
Instrument Date	Aug 26, 2022
Instrument	202200010434
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$595.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7582 PLANK RD, AFTON, VA 22920-1800

Mortgage

Document Number	202200010435
Date	Aug 30, 2022
Instrument	202200010435

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	7582 PLANK RD, AFTON, VA 22920-1800
Document Number	0000001099
Instrument Date	Jan 24, 2019
Transaction Type	Mortgage
Record Updated	Mar 5, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7582 PLANK RD AFTON VA 229201800, AFTON, VA 22920-1800

Mortgage

Document Number	0000001099
Date	Feb 5, 2019
Book Page	005135/000139
Instrument	1099

Lender

Name	BRANCH BK&TR
Type	Bank
Address	RICHMOND, VA 23219-4079

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,084.00 (+3.91%)	$680,500 (+3.89%) Land $205,200 Building $475,300	$680,500 (+3.89%) Land $205,200 Building $475,300
2025	$5,855.00 (+13.56%)	$655,000 (+8.48%) Land $205,100 Building $449,900	$655,000 (+8.48%) Land $205,100 Building $449,900
2023	$5,156.00	$603,800 Land $182,500 Building $421,300	$603,800 Land $182,500 Building $421,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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