7550 Plank Rd, Afton, VA 22920 Property Records

Albemarle County property record for 7550 Plank Rd, Afton, VA 22920

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,220 sqft · built 2003
Lot Size	2.56 acres (111,819 sqft)
Owner	2 Individual Names on Record
Last Sale	$865,000 (Apr 2026)
Tax Bill	$6,202 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07000-00-00-026D0`

Property Details

APN / Parcel Number

Primary APN	`07000-00-00-026D0`
Alternative APN	`28870`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,220 sqft Finished Area
Basement Area	2,208 sqft
Finished Basement	1,440 sqft
Unfinished Basement	2,208 sqft
Family Room	Family Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	111,819 sqft (2.56 acres)

Exterior Amenities

Porch	Slab
Porch Area	248 sqft
Deck Area	64 sqft
Patio Area	736 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	7550 PLANK RD
City	AFTON
State	VA
Zip	22920-1800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE PARCEL Y
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SAMUEL MILLER
Census Block Group	2
Census Block	2015
Census Tract	11201

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7550 PLANK RD, AFTON, VA 22920-1800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed, Transfer · Conventional Mortgage FULTON BANK
Dec 18, 2017	Deed of Trust, Mortgage FULTON BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Jan 10, 2011 · Amount on Record
Deed Document Number	20263505
Prior Transfer Date	Jan 3, 2011
Prior Transfer Doc	003984/273
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Apr 16, 2026
Property Address	7550 PLANK RD, AFTON, VA 22920-1800
Document Number	202600003505
Instrument Date	Apr 14, 2026
Instrument	20263505
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$87,365.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7550 PLANK RD, AFTON, VA 22920-1800

Mortgage

Document Number	0000003506,
Date	Apr 16, 2026
Instrument	20263506

Lender

Name	FULTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.88%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	7550 PLANK RD, AFTON, VA 22920-1800
Document Number	0000014922
Book / Page	004998 / 000604
Instrument Date	Dec 18, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7550 PLANK RD AFTON VA 229201800, AFTON, VA 22920-1800

Mortgage

Document Number	0000014922
Date	Dec 27, 2017
Book Page	004998/000604
Instrument	14922

Lender

Name	FULTON BK NA
Address	LANCASTER, PA 17602

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,202.00 (+1.92%)	$693,700 (+1.91%) Land $186,200 Building $507,500	$693,700 (+1.91%) Land $186,200 Building $507,500
2025	$6,085.00 (+16.41%)	$680,700 (+11.21%) Land $186,200 Building $494,500	$680,700 (+11.21%) Land $186,200 Building $494,500
2023	$5,227.00	$612,100 Land $165,600 Building $446,500	$612,100 Land $165,600 Building $446,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 65% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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