7581 Villa Ct, Gloucester Point, VA 23062 Property Records

Gloucester County property record for 7581 Villa Ct, Gloucester Point, VA 23062

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,042 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Dec 2019)
Tax Bill	$99 (2026)
Deeds & Mortgages	Mar 2022 Refinance Dec 2017 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44421`

Property Details

APN / Parcel Number

Primary APN	`44421`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,042 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7581 VILLA CT
City	GLOUCESTER POINT
State	VA
Zip	23062-2530
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MF-1
Legal Description	YORK RIVER VILLAS UNIT 8
Legal Subdivision	PLAT: PB26 578-578B
Legal Unit	8
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1009
Census Tract	100101

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7581 VILLA CT, GLOUCESTER POINT, VA 23062-2530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Dec 1, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance LOANDEPOT.COM LLC
Dec 4, 2019	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC
Mar 27, 2017	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2019 · Amount on Record
Deed Sale	Dec 4, 2019 · Amount on Record
Prior Sale	Mar 27, 2017 · Amount on Record
Deed Document Number	20195569
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7581 VILLA CT, GLOUCESTER POINT, VA 23062-2530
Transaction Type	Mortgage
Record Updated	Mar 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001320
Date	Mar 4, 2022
Instrument	220001320

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7581 VILLA CT, GLOUCESTER POINT, VA 23062-2530
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	POWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170005724
Date	Dec 1, 2017
Instrument	170005724

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Dec 4, 2019
Property Address	7581 VILLA CT, GLOUCESTER POINT, VA 23062-2530
Document Number	190005569
Instrument Date	Dec 3, 2019
Instrument	190005569
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7581 VILLA CT, GLOUCESTER POINT, VA 23062-2530

Mortgage

Document Number	190005570
Date	Dec 4, 2019
Instrument	190005570

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 27, 2017
Property Address	7581 VILLA CT, GLOUCESTER POINT, VA 23062-2530
Document Number	170001351
Instrument Date	Mar 20, 2017
Instrument	170001351
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7581 VILLA CT, GLOUCESTER POINT, VA 23062-2530

Mortgage

Document Number	170001352
Date	Mar 27, 2017
Instrument	170001352

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$99.00 (-94.42%)	$16,950 (-94.04%) Land $8,330 Building $8,620	$16,950 (-94.04%) Land $8,330 Building $8,620
2025	$1,774.00 (+5.22%)	$284,330 (-) Building $284,330	$284,330 (-) Building $284,330
2024	$1,686.00	$284,330 (-) Building $284,330	$284,330 (-) Building $284,330
2023	$1,686.00 (-2.37%)	$284,330 (+20.97%) Building $284,330	$284,330 (+20.97%) Building $284,330
2022	$1,727.00	$235,040 Land $50,000 Building $185,040	$235,040 Land $50,000 Building $185,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Villa Ct

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