7575 Villa Ct, Gloucester Point, VA 23062 Property Records

Gloucester County property record for 7575 Villa Ct, Gloucester Point, VA 23062

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,888 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$229,300 (Jun 2017)
Tax Bill	$6 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44428`

Property Details

APN / Parcel Number

Primary APN	`44428`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,888 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7575 VILLA CT
City	GLOUCESTER PT
State	VA
Zip	23062-2530
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	MF-1
Legal Description	YORK RIVER VILLAS UNIT 9
Legal Subdivision	PLAT: PB26 595-595C
Legal Unit	9
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1009
Census Tract	100301

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7575 VILLA CT, GLOUCESTER PT, VA 23062-2530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2020	Deed of Trust, Mortgage · VA Mortgage HOMESPIRE MORTGAGE CORPORATION
May 1, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jun 1, 2017	Warranty Deed, Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2017 · Amount on Record
Deed Sale	Jun 1, 2017 · Amount on Record
Deed Document Number	ID 1702580
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7575 VILLA CT, GLOUCESTER PT, VA 23062-2530
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	BAY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200002746
Date	Jun 11, 2020
Instrument	200002746

Lender

Name	HOMESPIRE MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7575 VILLA CT, GLOUCESTER PT, VA 23062-2530
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	BCHH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190001829
Date	May 1, 2019
Instrument	190001829

Lender

Name	THE FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 1, 2017
Property Address	7575 VILLA CT, GLOUCESTER PT, VA 23062-2530
Document Number	170002580
Instrument Date	May 26, 2017
Instrument	170002580
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7575 VILLA CT, GLOUCESTER POINT, VA 23062-2530

Mortgage

Document Number	170002581
Date	Jun 1, 2017
Instrument	170002581

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6.00 (-99.62%)	$267,700 (-) Building $267,700	$267,700 (-) Building $267,700
2024	$1,587.00	$267,700 (-) Building $267,700	$267,700 (-) Building $267,700
2023	$1,587.00	$267,700 Building $267,700	$267,700 Building $267,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	13 (1991–2021)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Feb 2021 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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