7580 Troon Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7580 Troon Ct, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 3,693 sqft · built 2000
Lot Size0.257 acres (11,225 sqft)
OwnerOwner Name on File
Last Sale$1,225,000 (Jul 2005)
Tax Bill$20,455 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Mar 2018 Mortgage
+ 2 more
Flood ZoneZone D (undetermined)
APN810-51-016

Property Details

APN / Parcel Number

Primary APN810-51-016

Interior

Bedrooms5 Beds
Full Baths5 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,693 sqft Living Area
1st Floor Area1,950 sqft
2nd Floor Area1,743 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2000
Architectural StyleOther
Construction TypeWood
Lot Area11,225 sqft (0.257 acres)
Garage Area856 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address7580 TROON CT
CityGILROY
StateCA
Zip95020-3076
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTR 9155 LOT 58
Legal Tract9155
Legal Lot Number58
JurisdictionSANTA CLARA CA
Township / Civil DivisionLLAGAS-UVAS
Census Block Group3
Census Block3024
Census Tract512200

Owner

Source: Santa Clara County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address7580 TROON CT, GILROY, CA 95020-3076
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2023Deed of Trust, Mortgage · Line of Credit
THE GOLDEN 1 CU
Mar 27, 2018Deed of Trust, Mortgage · ARM
MUFG UNION BANK NA
Apr 11, 2019Deed of Trust, Mortgage · ARM
JPMORGAN CHASE BANK NA
May 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 27, 2005 · Amount on Record
Deed SaleJul 27, 2005 · Amount on Record
Prior SaleJul 27, 2005 · Amount on Record
Deed Document Number18495870
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7580 TROON CT, GILROY, CA 95020-3076
Transaction TypeMortgage
Record UpdatedMay 9, 2023
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address7580 TROON CT, GILROY, CA 95020-3076

Mortgage

Document Number0025457513
DateApr 4, 2023
Instrument25457513
Lender
NameTHE GOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7580 TROON CT, GILROY, CA 95020-3076
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyCHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023896239
DateMar 27, 2018
Instrument23896239
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeARM
AmountAmount Recorded
Term481 Months
DueApr 1, 2058
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateApr 1, 2025
Change FrequencyAnnually
Min Rate At Change2.37%
Max Rate At Change6.37%
Index1-Year LIBOR
Max Rate10.3%

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7580 TROON CT, GILROY, CA 95020-3076
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyAMROCK TITLE CALIFONIA INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024153869
DateApr 11, 2019
Instrument24153869
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueMay 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateMay 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.87%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7580 TROON CT, GILROY, CA 95020-3076
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7580 TROON CT, GILROY, CA 95020-3076

Mortgage

Document Number0024968374
DateMay 20, 2021
Instrument24968374
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
AddressIRVINE, CA 92606
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$20,455.00 (+2.19%) Homeowner's exemption$1,674,052 (+4.04%) Land $614,955 Building $1,059,097
2023$20,016.00 (+1.66%) Homeowner's exemption$1,609,049 Land $591,077 Building $1,017,972
2022$19,690.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 64% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Razzolink
Fixed Wireless
500 / 250
Etheric Communications, LLC.
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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