Santa Clara County property record for 7531 Troon Ct, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,693 sqft · built 2000 |
| Lot Size | 0.386 acres (16,800 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,349,000 (Nov 2005) |
| Tax Bill | $22,488 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2022 Transfer + 2 more |
| Flood Zone | Zone D (undetermined) |
| APN | 810-50-032 |
| Primary APN | 810-50-032 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,693 sqft Living Area |
| 1st Floor Area | 1,950 sqft |
| 2nd Floor Area | 1,743 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 16,800 sqft (0.386 acres) |
| Garage Area | 856 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7531 TROON CT |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-3076 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 9155 LOT 52 |
| Legal Subdivision | TRACT #9155 |
| Legal Tract | 9155 |
| Legal Lot Number | 52 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | LLAGAS-UVAS |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 512200 |
Source: Santa Clara County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7531 TROON CT, GILROY, CA 95020-3076 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Feb 8, 2022 | Intrafamily Transfer, Transfer |
| Nov 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Sep 6, 2017 | Correction Deed · ARM OPES ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2005 · Amount on Record |
| Deed Sale | Nov 30, 2005 · Amount on Record |
| Prior Sale | Jan 5, 2001 · Amount on Record |
| Deed Document Number | 200518697910 |
| Last Transfer Date | Jan 20, 2022 |
| Transfer Doc | 0025236196 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Aug 7, 2026 |
| Property Address | 7531 TROON CT, GILROY, CA 95020-3076 |
| Document Number | 0026034335 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 202626034335 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 7531 TROON CT, GILROY, CA 95020-3076 |
| Document Number | 0026034335, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 202626034335 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Feb 8, 2022 |
| Property Address | 7531 TROON CT, GILROY, CA 95020-3076 |
| Document Number | 0025236196 |
| Map Reference | MB 720 PG 22&23 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 25236196 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7531 TROON CT, 7531, GILROY, CA 95020-3076 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 7531 TROON CT, GILROY, CA 95020-3076 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7531 TROON CT, GILROY, CA 95020-3076 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 7531 TROON CT, GILROY, CA 95020-3076 |
| Document Number | 0025159504 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 25159504 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CONSHOHOCKEN, PA 19428 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Sep 6, 2017 |
| Property Address | 7531 TROON CT, GILROY, CA 95020-3076 |
| Document Number | 0023745508 |
| Map Reference | MAP720 PG20-23 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 23745508 |
| Record Updated | Sep 1, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 7531 TROON CT, GILROY, CA 95020-3076 |
| Document Number | 0023745509 |
|---|---|
| Date | Sep 6, 2017 |
| Instrument | 23745509 |
| Name | OPES ADVISORS |
|---|---|
| Type | Non-Lending Institution |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Sep 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 8.37% |
| Document Number | 0023745510 |
|---|---|
| Date | Sep 6, 2017 |
| Instrument | 23745510 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,877,662 (+2%) Land $662,101 Building $1,215,561 | |
| 2025 | $22,488.00 (+1.6%) Homeowner's exemption | $1,840,846 (+16.14%) Land $649,119 Building $1,191,727 |
| 2024 | $22,134.00 (+12.25%) | |
| 2023 | $19,718.00 (-8.91%) Homeowner's exemption | $1,585,000 Land $558,900 Building $1,026,100 |
| 2022 | $21,647.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 46% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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