7580 Monarch Ct, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 7580 Monarch Ct, Delray Beach, FL 33446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,754 sqft · built 2001
Lot Size	0.13 acres (5,654 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (Dec 2025)
Tax Bill	$4,626 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-09-10-000-2740`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-09-10-000-2740`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,754 sqft Living Area
Gross Area	2,394 sqft
1st Floor Area	1,754 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	5,654 sqft (0.13 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	465 sqft
Porch	Finished Screened Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7580 MONARCH CT
City	DELRAY BEACH
State	FL
Zip	33446-3635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	POLO TRACE 2 PL 3 LT 274
Legal Range	42E
Legal Township	46S
Legal Section	09
Legal Subdivision	POLO TRACE
Legal Lot Number	274
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1000
Census Tract	5955

Owner

7580 Monarch Ct is owned and occupied by an individual who bought it in December 2025.

Source: Palm Beach County records, as of February 18, 2026

Owner of Record	Individual Name on File
Mailing Address	7580 MONARCH CT, DELRAY BEACH, FL 33446-3635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE KOVACS REVOCABLE TRUST
Dec 9, 2025	Warranty Deed, Transfer FLORIDA DIRECT TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2025 · Amount on File
Deed Sale	Dec 9, 2025 · Amount on File
Prior Sale	Jul 16, 2014 · Amount on File
Deed Document Number	2025433756
Deed Book / Page	36181 / 435
Prior Transfer Date	Aug 10, 2010
Prior Transfer Doc	0240180113
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	7580 MONARCH CT, DELRAY BEACH, FL 33446-3635
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0362781863
Date	Jan 28, 2026
Book Page	36278/1863
Instrument	20260031762

Lender

Name	THE KOVACS REVOCABLE TRUST
Type	Private Party
Address	12718 DUNDEE LN, NAPLES, FL 34120

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 31, 2056

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 9, 2025
Property Address	7580 MONARCH CT, DELRAY BEACH, FL 33446-3635
Document Number	0361810435
Book / Page	36181 / 435
Map Reference	MB 83 PG 1
Instrument Date	Dec 5, 2025
Instrument	20250433756
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	FLORIDA DIRECT TITLE INC

Transaction

Amount	Amount on Record
Tax	$4,970.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14253 SW PINNACLE CT, PORT ST LUCIE, FL 34987-6104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7580 MONARCH CT, DELRAY BEACH, FL 33446-3635

Tax Assessment & Valuation

The 2025 property tax bill for 7580 Monarch Ct was $4,626 with a homeowner's exemption, up 3.2% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,626.00 (+3.19%) Homeowner's exemption	$296,485	$641,421 Land $286,089 Building $355,332
2024	$4,483.00 (+2.63%)
2023	$4,368.00 (+1.04%) Homeowner's exemption	$279,737 (+3%)	$568,364 (+15.19%) Land $255,436 Building $312,928
2022	$4,323.00 Homeowner's exemption	$271,589	$493,409 Land $196,173 Building $297,236

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7580 Monarch Ct in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 156 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	156 in force
Nearby Flood Claims	9 (2014–2018)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7580 Monarch Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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