7574 Monarch Ct, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 7574 Monarch Ct, Delray Beach, FL 33446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,229 sqft · built 2001
Lot Size	0.127 acres (5,545 sqft)
Owner	Company Name on Record
Last Sale	$358,500 (Jan 2016)
Tax Bill	$6,349 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-09-10-000-2730`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-09-10-000-2730`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,229 sqft Living Area
Gross Area	2,911 sqft
1st Floor Area	2,229 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	5,545 sqft (0.127 acres)
Garage Type	Attached
Garage Area	465 sqft
Porch	Finished/Open Porch
Porch Area	217 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7574 MONARCH CT
City	DELRAY BEACH
State	FL
Zip	33446-3635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	POLO TRACE 2 PL 3 LT 273
Legal Range	42E
Legal Township	46S
Legal Section	09
Legal Subdivision	POLO TRACE
Legal Lot Number	273
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1000
Census Tract	5955

Owner

Source: Palm Beach County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7574 MONARCH CT, DELRAY BEACH, FL 33446-3635
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Aug 22, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM
Feb 22, 2019	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2016 · Amount on Record
Deed Sale	Jan 17, 2016 · Amount on Record
Prior Sale	Sep 17, 2001 · Amount on Record
Deed Document Number	201617365
Deed Book / Page	28048 / 1226
Last Transfer Date	Aug 18, 2022
Transfer Doc	0337930670
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	7574 MONARCH CT, DELRAY BEACH, FL 33446-3635
Transaction Type	Mortgage
Record Updated	Nov 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7574 MONARCH CT, DELRAY BEACH, FL 33446-3635

Mortgage

Document Number	0360580792
Date	Oct 10, 2025
Book Page	36058/792
Instrument	20250361351

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Aug 22, 2022
Property Address	7574 MONARCH CT, DELRAY BEACH, FL 33446-3635
Document Number	0337930670
Book / Page	33793 / 670
Map Reference	MB 83 PG 1
Instrument Date	Aug 18, 2022
Instrument	20220352770
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7574 MONARCH CT, DELRAY BEACH, FL 33446-3635

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	7574 MONARCH CT, DELRAY BEACH, FL 33446-3635
Document Number	0315530757
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7574 MONARCH CT DELRAY BEACH FL 334463635, DELRAY BEACH, FL 33446-3635

Mortgage

Document Number	0315530757
Date	Jul 7, 2020
Book Page	031553/000757
Instrument	236784

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 22, 2019
Property Address	7574 MONARCH CT, DELRAY BEACH, FL 33446-3635
Document Number	0304320739
Book / Page	030432 / 000739
Instrument Date	Feb 6, 2019
Instrument	62032
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	FIRST INT'L TITLE-W PALM BCH B

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7574 MONARCH CT DELRAY BEACH FL 334463635, DELRAY BEACH, FL 33446-3635

Mortgage

Document Number	304320741
Date	Feb 22, 2019
Book Page	030432/000741
Instrument	62033

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2049

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,349.00 (+3.07%)	$402,536 (+5.99%)	$672,144 (+13.93%) Land $285,929 Building $386,215
2024	$6,160.00 (+2.48%)
2023	$6,011.00 (+0.87%) Homeowner's exemption	$379,797 (+3%)	$589,947 (+14.95%) Land $255,294 Building $334,653
2022	$5,959.00 Homeowner's exemption	$368,735	$513,238 Land $196,043 Building $317,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 156 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	156 in force
Nearby Flood Claims	9 (2014–2018)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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