7580 Ladson Ter, Lake Worth, FL 33467 Property Records

Palm Beach County property record for 7580 Ladson Ter, Lake Worth, FL 33467

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,747 sqft · built 1993
Lot Size	0.241 acres (10,524 sqft)
Owner	2 Individual Names on File
Last Sale	$292,000 (Jan 2014)
Tax Bill	$6,200 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-45-09-04-000-0530`

Property Details

APN / Parcel Number

Primary APN	`00-42-45-09-04-000-0530`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,747 sqft Living Area
Gross Area	3,259 sqft
1st Floor Area	1,434 sqft
Upper Floors Area	1,313 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	10,524 sqft (0.241 acres)
Lot Dimensions	97 ft deep x 109 ft wide
Garage Area	462 sqft
Porch	Open Porch
Porch Area	50 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	7580 LADSON TER
City	LAKE WORTH
State	FL
Zip	33467-7726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTS
Legal Description	LAKE CHARLESTON PAR M LT M-53
Legal Range	42E
Legal Township	45S
Legal Section	09
Legal Subdivision	LAKE CHARLESTON
Legal Lot Number	M-53
Legal Unit	M
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2000
Census Tract	5946

Owner

7580 Ladson Ter is owned and occupied by two individuals who bought it in January 2014.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Co-owner	2 Co-owners on File
Mailing Address	7580 LADSON TER, LAKE WORTH, FL 33467-7726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jan 9, 2014 · Amount on File
Deed Sale	Jan 9, 2014 · Amount on File
Prior Sale	Oct 24, 2013 · Amount on File
Deed Document Number	20140009423
Deed Book / Page	26550 / 0743
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	7580 LADSON TER, LAKE WORTH, FL 33467-7726
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3929 LOWSON BLVD, DELRAY BEACH, FL 33445-5650

Mortgage

Document Number	0345490380
Date	Sep 11, 2023
Book Page	34549/380
Instrument	20230312500

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	7580 LADSON TER, LAKE WORTH, FL 33467-7726
Transaction Type	Mortgage
Record Updated	Aug 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0315800806
Date	Jul 17, 2020
Book Page	31580/806
Instrument	20200252289

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 7580 Ladson Ter was $6,200 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,200.00 Homeowner's exemption	$393,383	$478,049 Land $185,547 Building $292,502
2023	$5,866.00 (+0.86%) Homeowner's exemption	$371,161 (+3%)	$483,788 (+6.15%) Land $197,044 Building $286,744
2022	$5,816.00 Homeowner's exemption	$360,350	$455,746 Land $195,634 Building $260,112

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7580 Ladson Ter in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	12 (1994–2017)
Claims Outside the SFHA	12 of 12
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 4 claims Hurricane Irene, Oct 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7580 Ladson Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

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