7541 Ladson Ter, Lake Worth, FL 33467 Property Records

Palm Beach County property record for 7541 Ladson Ter, Lake Worth, FL 33467

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,756 sqft · built 1992
Lot Size	0.223 acres (9,718 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Sep 2017)
Tax Bill	$5,348 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-42-45-09-04-000-0390`

Property Details

APN / Parcel Number

Primary APN	`00-42-45-09-04-000-0390`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,756 sqft Living Area
Gross Area	3,268 sqft
1st Floor Area	1,350 sqft
Upper Floors Area	1,406 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,718 sqft (0.223 acres)
Lot Dimensions	147 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	50 sqft
Patio Area	695 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7541 LADSON TER
City	LAKE WORTH
State	FL
Zip	33467-7725
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTS
Legal Description	LAKE CHARLESTON PAR M LT M-39
Legal Range	42E
Legal Township	45S
Legal Section	09
Legal Subdivision	LAKE CHARLESTON PAR M
Legal Lot Number	M-39
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	2
Census Block	2000
Census Tract	5946

Owner

7541 Ladson Ter is owned and occupied by two individuals who bought it in September 2017.

Source: Palm Beach County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7541 LADSON TER, LAKE WORTH, FL 33467-7725
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANKERS MORTGAGE LENDING INC
Sep 15, 2017	Warranty Deed, Transfer · FHA Mortgage BANKERS MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2017 · Amount on File
Deed Sale	Sep 19, 2017 · Amount on File
Prior Sale	Sep 15, 2017 · Amount on File
Deed Document Number	2017331100
Deed Book / Page	29351 / 1073
Prior Transfer Date	Jul 26, 2016
Prior Transfer Doc	0285451330
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	7541 LADSON TER, LAKE WORTH, FL 33467-7725
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7541 LADSON TER, LAKE WORTH, FL 33467-7725

Mortgage

Document Number	0318320821
Date	Oct 19, 2020
Book Page	31832/821
Instrument	20200389970

Lender

Name	BANKERS MORTGAGE LENDING INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 15, 2017
Property Address	7541 LADSON TER, LAKE WORTH, FL 33467-7725
Document Number	0293430558
Book / Page	29343 / 0558
Map Reference	MB64 PG10
Instrument Date	Aug 29, 2017
Instrument	20170326610
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	HOME PARTNERS TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,869.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8322 BONITA ISLE DR, 8322, LAKE WORTH, FL 33467-5527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7541 LADSON TER, LAKE WORTH, FL 33467-7725

Mortgage

Document Number	20170326611
Date	Sep 15, 2017
Instrument	20170326611

Lender

Name	BANKERS MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7541 Ladson Ter was $5,348 with a homeowner's exemption, up 3.2% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,348.00 (+3.16%) Homeowner's exemption	$341,026	$474,154 Land $183,842 Building $290,312
2024	$5,184.00 (+2.55%)
2023	$5,055.00 (+0.94%) Homeowner's exemption	$321,762 (+3%)	$480,770 (+5.1%) Land $195,436 Building $285,334
2022	$5,008.00 Homeowner's exemption	$312,390	$457,440 Land $194,378 Building $263,062

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7541 Ladson Ter in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 114 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 in force
Nearby Flood Claims	12 (1994–2017)
Claims Outside the SFHA	12 of 12
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 4 claims Hurricane Irene, Oct 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7541 Ladson Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

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