758 Swaggertown Rd, Schenectady, NY 12302 Property Records

Saratoga County and Charlton Town property record for 758 Swaggertown Rd, Schenectady, NY 12302

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,386 sqft · built 1850
Lot Size	1.34 acres (58,370 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Oct 2025)
Tax Bill	$5,535 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2020 Mortgage + 1 more
APN	`412200 255.-1-15.2`

Property Details

APN / Parcel Number

Primary APN	`412200 255.-1-15.2`
Alternative APN	`220025500000010150020000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,386 sqft Living Area
1st Floor Area	724 sqft
2nd Floor Area	662 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	58,370 sqft (1.34 acres)
Lot Width	143 ft Width
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	758 SWAGGERTOWN RD
City	SCHENECTADY
State	NY
Zip	12302-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	1
Legal Lot Number	15.002
Jurisdiction	SARATOGA NY
Township / Civil Division	CHARLTON
Census Block Group	1
Census Block	1024
Census Tract	61600

Owner

758 Swaggertown Rd is owned by an individual who bought it in October 2025.

Source: Saratoga County and Charlton Town records, as of April 20, 2026

Owner of Record	Individual Name on File
Mailing Address	457 DUTCH MEADOWS LN, 2111, SCHENECTADY, NY 12302-3551
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Warranty Deed, Transfer HOMESTEAD FUNDING CORP
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BK
Aug 14, 2020	Loan Modification, Mortgage TRUSTCO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2025 · Amount on File
Deed Sale	Oct 16, 2025 · Amount on File
Prior Sale	Mar 13, 2015 · Amount on File
Deed Document Number	202527150
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Oct 16, 2025
Property Address	758 SWAGGERTOWN RD, SCHENECTADY, NY 12302-9530
Document Number	0000027150
Instrument Date	Oct 9, 2025
Instrument	2025027150
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 DUTCH MEADOWS LN APT 2111, 2111, GLENVILLE, NY 12302-3551

Mortgage

Document Number	0000027151
Date	Oct 16, 2025
Instrument	2025027151

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	758 SWAGGERTOWN RD, SCHENECTADY, NY 12302-9530
Document Number	0000025396
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	758 SWAGGERTOWN RD GLENVILLE NY 123029530, GLENVILLE, NY 12302-9530

Mortgage

Document Number	0000025396
Date	Sep 21, 2020
Instrument	25396

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SARATOGA NY
Property Address	758 SWAGGERTOWN RD, SCHENECTADY, NY 12302-9530
Document Number	0000025397
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	758 SWAGGERTOWN RD GLENVILLE NY 123029530, GLENVILLE, NY 12302-9530

Mortgage

Document Number	0000025397
Date	Sep 21, 2020
Instrument	25397

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 758 Swaggertown Rd was $5,535, up 11.1% from the year before.

Source: Saratoga County and Charlton Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Charlton Town
Unified School District	Burnt Hills-Ballston Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,535.00 (+11.14%)	$149,600 (-) Land $32,700 Building $116,900	$305,306 (+4.08%) Land $66,735 Building $238,571
2024	$4,980.00	$149,600 (-) Land $32,700 Building $116,900	$293,333 (+7.84%) Land $64,118 Building $229,215
2023		$149,600 Land $32,700 Building $116,900	$272,000 Land $59,455 Building $212,545

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 758 Swaggertown Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 758 Swaggertown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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