752 Swaggertown Rd, Schenectady, NY 12302 Property Records

Saratoga County and Charlton Town property record for 752 Swaggertown Rd, Schenectady, NY 12302

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,494 sqft · built 1949
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Last Sale	$338,000 (Aug 2025)
Tax Bill	$6,138 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2018 Sale & Mortgage + 1 more
APN	`412200 255.-1-20`

Property Details

APN / Parcel Number

Primary APN	`412200 255.-1-20`
Alternative APNs	`220025500000010200000000` `5 J00760`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,494 sqft Living Area
1st Floor Area	1,494 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	69,696 sqft (1.6 acres)
Lot Width	306 ft Width
Garage Type	Detached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	370 sqft
Patio Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5 J00760
Street Address	752 SWAGGERTOWN RD
City	SCHENECTADY
State	NY
Zip	12302-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	20.000
Jurisdiction	SARATOGA NY
Township / Civil Division	CHARLTON
Census Block Group	1
Census Block	1024
Census Tract	61600

Owner

752 Swaggertown Rd is owned and occupied by two individuals who bought it in August 2025.

Source: Saratoga County and Charlton Town records, as of April 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	752 SWAGGERTOWN RD, SCHENECTADY, NY 12302-9530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · FHA Mortgage SUNMARK FCU
Aug 27, 2018	Warranty Deed, Transfer · Conventional with PMI BAXTER CU
May 22, 2017	Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2025 · Amount on File
Deed Sale	Aug 6, 2025 · Amount on File
Prior Sale	Aug 27, 2018 · Amount on File
Deed Document Number	202520499
Prior Transfer Date	Oct 7, 2011
Prior Transfer Doc	0000020496
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	752 SWAGGERTOWN RD, SCHENECTADY, NY 12302-9530
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005186
Date	Feb 10, 2021
Instrument	2021005186

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Aug 27, 2018
Property Address	752 SWAGGERTOWN RD, SCHENECTADY, NY 12302-9530
Document Number	0000025718
Instrument Date	Aug 9, 2018
Instrument	25718
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	135 STABLES COURT WAY HIGHWOOD IL 600402061, HIGHWOOD, IL 60040-2061

Mortgage

Document Number	25719
Date	Aug 27, 2018
Instrument	25719

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.37%

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SARATOGA NY
Property Address	752 SWAGGERTOWN RD, SCHENECTADY, NY 12302-9530
Document Number	0000015603
Transaction Type	Mortgage
Record Updated	Jun 1, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	752 SWAGGERTOWN RD SCOTIA NY 123029530, SCOTIA, NY 12302-9530

Mortgage

Document Number	0000015603
Date	May 22, 2017
Instrument	15603

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 752 Swaggertown Rd was $6,138.

Source: Saratoga County and Charlton Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Charlton Town
Unified School District	Burnt Hills-Ballston Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,138.00	$165,900 Land $34,800 Building $131,100	$338,571 Land $71,020 Building $267,551
2023		$165,900 Land $34,800 Building $131,100	$301,636 Land $63,273 Building $238,363

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 752 Swaggertown Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 752 Swaggertown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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