758 Smith St, Sebastian, FL 32958 Property Records

Indian River County property record for 758 Smith St, Sebastian, FL 32958

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,909 sqft · built 1990
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Mar 2020)
Tax Bill	$5,327 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-38-12-00001-0480-00012.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-12-00001-0480-00012.0`
Alternative APN	`18307`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,909 sqft Living Area
1st Floor Area	1,548 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80.7 ft wide
View / Lot	Corner
Driveway	Concrete Driveway
Driveway Area	498 sqft

Exterior Amenities

Pool Area	286 sqft
Porch	Open Porch
Porch Area	305 sqft
Patio Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	758 SMITH ST
City	SEBASTIAN
State	FL
Zip	32958-4850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	SEBASTIAN HGHLDS REPLAT OF UNIT 2 PAGE 3 BLK 48 LOT 12 PBI 6-88A
Legal Range	38E
Legal Township	31S
Legal Section	12
Legal Subdivision	SEBASTIAN HIGHLANDS REPLAT UNIT 2 PAGE 3
Legal Block	48
Legal Lot Number	12
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1068
Census Tract	50807

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	758 SMITH ST, SEBASTIAN, FL 32958-4850
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2019	Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING
Mar 9, 2020	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 9, 2018	Warranty Deed, Transfer · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2020 · Amount on Record
Deed Sale	Mar 9, 2020 · Amount on Record
Prior Sale	Mar 9, 2018 · Amount on Record
Deed Document Number	202014083
Deed Book / Page	3283 / 838
Prior Transfer Date	Sep 16, 2003
Prior Transfer Doc	1639000294
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	758 SMITH ST, SEBASTIAN, FL 32958-4850
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031872005
Date	Mar 1, 2019
Book Page	3187/2005
Instrument	3120190012334

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	LOMBARD, IL 60148

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 9, 2020
Property Address	758 SMITH ST, SEBASTIAN, FL 32958-4850
Document Number	0032830838
Book / Page	3283 / 838
Map Reference	MB 6 PG 88
Instrument Date	Mar 4, 2020
Instrument	3120200014083
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	PATCH REEF TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3440 SE MARTINIQUE TRCE APT 201, 3440, STUART, FL 34997-8167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	758 SMITH ST, SEBASTIAN, FL 32958-4850

Mortgage

Document Number	32830840
Date	Mar 9, 2020
Instrument	3283/0840

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Mar 9, 2018
Property Address	758 SMITH ST, SEBASTIAN, FL 32958-4850
Document Number	0030981761
Book / Page	3098 / 1761
Map Reference	MB6 PG88,88A&88B
Instrument Date	Feb 16, 2018
Instrument	3120180014399
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	PROFESSIONAL TITLE OF INDIAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,694.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8652 RED BARK PASS, 8652, TRAVERSE CITY, MI 49685-7902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7373 E US HIGHWAY 60 LOT 461, 461, GOLD CANYON, AZ 85118-9110

Mortgage

Document Number	3120180014400
Date	Mar 9, 2018
Instrument	3120180014400

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Sebastian City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,327.00 (+22.32%)	$288,835 (+7.16%) Land $60,013 Building $228,822	$288,835 (+7.16%) Land $60,013 Building $228,822
2023	$4,355.00 (+13.29%)	$269,535 (+17.22%) Land $60,013 Building $209,522	$269,535 (+17.22%) Land $60,013 Building $209,522
2022	$3,844.00	$229,941 Land $41,152 Building $188,789	$229,941 Land $41,152 Building $188,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 58 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	6 (1979–2017)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Feb 2017
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: ClearWave.

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