727 Smith St, Sebastian, FL 32958 Property Records

Indian River County property record for 727 Smith St, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,232 sqft · built 1993
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Tax Bill$2,188 (2025)
Deeds & MortgagesFeb 2020 Transfer
Flood ZoneZone X (minimal risk)
APN31-38-12-00001-0470-00023.0

Property Details

APN / Parcel Number

Primary APN31-38-12-00001-0470-00023.0
Alternative APN
  • 18306

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area1,912 sqft
1st Floor Area1,232 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialMetal
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
View / LotCorner
Garage TypeAttached
Garage Area440 sqft
DrivewayConcrete Driveway
Driveway Area640 sqft
PorchScreened Porch
Porch Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address727 SMITH ST
CitySEBASTIAN
StateFL
Zip32958-4832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HGHLDS REPLAT OF UNIT 2 PAGE 3 BLK 47 LOT 23 PBI 6-88A
Legal Range38E
Legal Township31S
Legal Section12
Legal SubdivisionSEBASTIAN HIGHLANDS REPLAT UNIT 2 PAGE 3
Legal Block47
Legal Lot Number23
Legal Unit2
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group1
Census Block1004
Census Tract50807

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address727 SMITH ST, SEBASTIAN, FL 32958-4832
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 23, 2010
Deed SaleNov 23, 2010
Prior SaleMay 2, 2003 · Amount on Record
Deed Document Number20103747
Deed Book / Page2459 / 1694
Last Transfer DateFeb 21, 2020
Transfer Doc0032790146
Record UpdatedSep 20, 2026

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINDIAN RIVER FL
Recording DateFeb 21, 2020
Property Address727 SMITH ST, SEBASTIAN, FL 32958-4832
Document Number0032790146
Book / Page003279 / 000146
Instrument DateFeb 21, 2020
Instrument10897
Transaction TypeTransfer
Record UpdatedMar 24, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address1416 20TH ST VERO BEACH FL 329603562, VERO BEACH, FL 32960-3562

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,188.00 (+26.47%) Homeowner's exemption Senior Citizen's exemption$159,769 (+5.99%)$229,096 (-1.84%) Land $59,500 Building $169,596
2023$1,730.00 (+4.72%)$150,744 (+3%)$233,391 (+15%) Land $59,500 Building $173,891
2022$1,652.00$146,353$202,952 Land $40,800 Building $162,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 58 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies58 in force
Nearby Flood Claims6 (1979–2017)
Claims Outside the SFHA3 of 6
Most Recent ClaimFeb 2017
Claims by Event
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: ClearWave.

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