Franklin County property record for 7564 Cubbage Rd, Westerville, OH 43081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,912 sqft · built 1974 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $434,900 (Jan 2023) |
| Tax Bill | $9,489 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110-000144 |
| Primary APN | 110-000144 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,912 sqft Living Area |
| 1st Floor Area | 1,595 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Foundation Type | Raised |
| Lot Area | 130,680 sqft (3 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Pole Barn | 1,120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7564 CUBBAGE RD |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43081-9317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7564 CUBBAGE RD R17 T2 1/4T1 3.0 ACRES |
| Legal Subdivision | UNITED STATES MILITARY LANDS |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | BLENDON |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 10000 |
Source: Franklin County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7564 CUBBAGE RD, WESTERVILLE, OH 43081-9317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Jan 10, 2023 | Survivorship Deed, Transfer · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2023 · Amount on Record |
| Deed Sale | Jan 10, 2023 · Amount on Record |
| Prior Sale | Oct 27, 2008 · Amount on Record |
| Deed Document Number | 20232663 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 7564 CUBBAGE RD, WESTERVILLE, OH 43081-9317 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7564 CUBBAGE RD, WESTERVILLE, OH 43081-9317 |
| Document Number | 0000139939 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 202512050139939 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | 1-Year CMT |
| Max Rate | 9.87% |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Jan 10, 2023 |
| Property Address | 7564 CUBBAGE RD, WESTERVILLE, OH 43081-9317 |
| Document Number | 0000002663 |
| Instrument Date | Dec 29, 2022 |
| Instrument | 202301100002663 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | FIRST TITLE INSURANCE AGENCY INC, FIRST OHIO TTL INS AGCY LTD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $434.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7564 CUBBAGE RD, WESTERVILLE, OH 43081-9317 |
| Document Number | 0000002664 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 202301100002664 |
| Name | HOWARD HANNA MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2053 |
Source: Franklin County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| County Subdivision | Blendon Township |
| Unified School District | Westerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $153,090 (-) Land $76,580 Building $76,510 | $437,400 (-) Land $218,800 Building $218,600 | |
| 2024 | $9,489.00 (+2.42%) Homeowner's exemption | $153,090 (+0.23%) Land $76,580 Building $76,510 | |
| 2023 | $9,265.00 (+10.57%) Homeowner's exemption | $152,740 (+47.87%) Land $76,580 Building $76,160 | $437,400 (+48.22%) Land $218,800 Building $218,600 |
| 2022 | $8,379.00 Homeowner's exemption | $103,290 Land $45,150 Building $58,140 | |
| 2020 | $295,100 Land $129,000 Building $166,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
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