7420 Cubbage Rd, Westerville, OH 43081 Property Records

Franklin County property record for 7420 Cubbage Rd, Westerville, OH 43081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 1979
Lot Size	1.16 acres (50,530 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Sep 2020)
Tax Bill	$7,190 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`110-000384`

Property Details

APN / Parcel Number

Primary APN	`110-000384`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,352 sqft Living Area
1st Floor Area	476 sqft
2nd Floor Area	520 sqft
Game Room	Game Room

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	7420 CUBBAGE RD
City	WESTERVILLE
State	OH
Zip	43081-9317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7420 CUBBAGE RD LOT 1
Legal Subdivision	UNITED STATES MILITARY LANDS
Legal Lot Number	1
Jurisdiction	FRANKLIN OH
Township / Civil Division	BLENDON
Census Block Group	4
Census Block	4011
Census Tract	10000

Owner

Source: Franklin County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7420 CUBBAGE RD, WESTERVILLE, OH 43081-9317
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage PHH MORTGAGE SERVICES CORP
Sep 25, 2020	Warranty Deed, Transfer · Conventional Mortgage THE EQUITABLE MORTGAGE CORP
Mar 27, 2018	Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2020 · Amount on Record
Deed Sale	Sep 25, 2020 · Amount on Record
Prior Sale	Mar 27, 2018 · Amount on Record
Deed Document Number	202009250145263
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN OH
Property Address	7420 CUBBAGE RD, WESTERVILLE, OH 43081-9317
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7420 CUBBAGE RD, WESTERVILLE, OH 43081-9317

Mortgage

Document Number	0000048754
Date	Mar 28, 2022
Instrument	202203280048754

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN OH
Recording Date	Sep 25, 2020
Property Address	7420 CUBBAGE RD, WESTERVILLE, OH 43081-9317
Document Number	0000145263
Instrument Date	Aug 20, 2020
Instrument	202009250145263
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	ATLAS TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7420 CUBBAGE RD, WESTERVILLE, OH 43081-9317

Mortgage

Document Number	0000145264
Date	Sep 25, 2020
Instrument	202009250145264

Lender

Name	THE EQUITABLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN OH
Recording Date	Mar 27, 2018
Property Address	7420 CUBBAGE RD, WESTERVILLE, OH 43081-9317
Document Number	0000039381
Instrument Date	Mar 12, 2018
Instrument	201803270039381
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7420 CUBBAGE RD, WESTERVILLE, OH 43081-9317

Mortgage

Document Number	0000039382
Date	Mar 27, 2018
Instrument	201803270039382

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Apr 1, 2045

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Franklin County
County Subdivision	Blendon Township
Unified School District	Westerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$7,190.00 (+9.42%) Homeowner's exemption	$108,890 (-) Land $43,750 Building $65,140
2023	$6,571.00 (-14.3%) Homeowner's exemption	$108,890 (+14.72%) Land $43,750 Building $65,140	$311,100 (+14.71%) Land $125,000 Building $186,100
2022	$7,667.00 Homeowner's exemption	$94,920 Land $26,250 Building $68,670
2020			$271,200 Land $75,000 Building $196,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Breezeline.

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