7561 Dowdy St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7561 Dowdy St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,362 sqft · built 1950
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Trust Names on File
Last Sale	$429,000 (Jan 2009)
Tax Bill	$6,872 (2025)
Deeds & Mortgages	Feb 2024 Transfer Mar 2018 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`799-19-018`

Property Details

APN / Parcel Number

Primary APN	`799-19-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,362 sqft Living Area
Gross Area	2,098 sqft
1st Floor Area	2,098 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	140 ft deep x 55 ft wide
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7561 DOWDY ST
City	GILROY
State	CA
Zip	95020-5721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 2 PART OF LOT 3,2
Legal Subdivision	MILLER & LUX WESTERN ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1024
Census Tract	512511

Owner

7561 Dowdy St is held in a trust since January 2018.

Source: Santa Clara County records, as of October 12, 2026

Owner of Record	2 Trust Names on File
Mailing Address	57825 EL DORADO DR, YUCCA VALLEY, CA 92284-4409
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Intrafamily Transfer, Transfer
Mar 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Feb 7, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE
Jun 9, 2017	Intrafamily Transfer, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2009 · Amount on File
Deed Sale	Jan 30, 2009 · Amount on File
Prior Sale	Jul 1, 1998 · Amount on File
Deed Document Number	200920115704
Last Transfer Date	Jan 31, 2018
Transfer Doc	0023863169
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 16, 2024
Property Address	7561 DOWDY ST, GILROY, CA 95020-5721
Document Number	0025599051
Map Reference	MB P PG 45
Instrument Date	Feb 13, 2024
Instrument	25599051
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57825 EL DORADO DR, YUCCA VALLEY, CA 92284-4409

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7561 DOWDY ST, GILROY, CA 95020-5721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023895835
Date	Mar 27, 2018
Instrument	23895835

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7561 DOWDY ST, GILROY, CA 95020-5721
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6285 PASO LOS CERRITOS, SAN JOSE, CA 95120-4442

Mortgage

Document Number	0024662739
Date	Oct 20, 2020
Instrument	24662739

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 7, 2018
Property Address	7561 DOWDY ST, GILROY, CA 95020-5721
Document Number	0023863169
Map Reference	MB P PG45
Instrument Date	Jan 31, 2018
Instrument	23863169
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7561 DOWDY ST, GILROY, CA 95020-5721

Mortgage

Document Number	0023863170
Date	Feb 7, 2018
Instrument	23863170

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 9, 2017
Property Address	7561 DOWDY ST, GILROY, CA 95020-5721
Document Number	0023670298
Map Reference	MAP P PG45
Instrument Date	Jun 2, 2017
Instrument	23670298
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7561 DOWDY ST, GILROY, CA 95020-5721

Mortgage

Document Number	0023670299
Date	Jun 9, 2017
Instrument	23670299

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7561 Dowdy St was $6,872.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$563,483 (+2%) Land $309,850 Building $253,633
2025	$6,872.00	$552,435 Land $303,775 Building $248,660
2023	$6,725.00 (+1.66%)	$530,985 Land $291,980 Building $239,005
2022	$6,615.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7561 Dowdy St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7561 Dowdy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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