7550 Dowdy St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7550 Dowdy St, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,088 sqft · built 1925
Lot Size0.161 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Dec 2010)
Tax Bill$3,497 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (moderate risk)
APN799-19-049

Property Details

APN / Parcel Number

Primary APN799-19-049

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,088 sqft Living Area
1st Floor Area1,088 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,000 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage Area152 sqft
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address7550 DOWDY ST
CityGILROY
StateCA
Zip95020-5722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionMILLER & LUX WESTERN ADD
Legal Block2
Legal Lot Number15
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group1
Census Block1025
Census Tract512511

Owner

7550 Dowdy St is owned by an individual who bought it in December 2010.

Source: Santa Clara County records, as of July 27, 2026

Owner of RecordIndividual Name on File
Mailing Address15790 BLOSSOM HILL RD, LOS GATOS, CA 95032-4805
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2010 · Amount on File
Deed SaleDec 20, 2010 · Amount on File
Prior SaleJun 17, 2010 · Amount on File
Deed Document Number201010757
Prior Transfer DateNov 24, 2009
Prior Transfer Doc0020523252
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address7550 DOWDY ST, GILROY, CA 95020-5722
Transaction TypeMortgage
Record UpdatedOct 1, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1771 N MILPITAS BLVD, MILPITAS, CA 95035-2730

Mortgage

Document Number0025872927
DateSep 22, 2025
Instrument25872927
Lender
NameEAST WEST BANK
TypeBank
Address9300 FLAIR DR # 55, EL MONTE, CA 91731
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 4, 2055
Interest
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 7550 Dowdy St was $3,497.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$280,947 (+2%) Land $154,456 Building $126,491
2025$3,497.00$275,439 Land $151,428 Building $124,011
2023$3,421.00 (+1.69%)$264,746 Land $145,549 Building $119,197
2022$3,364.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7550 Dowdy St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 7550 Dowdy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

Nearby Properties on Dowdy St

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