756 Orchard Rd, Willoughby, OH 44094 Property Records

Lake County property record for 756 Orchard Rd, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1935
Lot Size0.093 acres (4,051 sqft)
Owner2 Individual Names on Record
Last Sale$115,000 (Jul 2022)
Tax Bill$2,697 (2023)
Deeds & MortgagesJul 2022 Transfer
Jul 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-B-057-E-00-012-0

Property Details

APN / Parcel Number

Primary APN27-B-057-E-00-012-0
Alternative APN
  • A 1

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area720 sqft Living Area
1st Floor Area560 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,051 sqft (0.093 acres)
Lot Dimensions90 ft deep x 45 ft wide
Garage TypeDetached
Garage Area294 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Deck Area120 sqft
Patio Area55 sqft
Canopy55 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address756 ORCHARD RD
CityWILLOUGHBY
StateOH
Zip44094-7247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 4 DOUGLASS TRACT
Legal SubdivisionLAKE FOREST PARK SUBDIVISION
Legal Block3
Legal Lot Number4
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group3
Census Block3000
Census Tract201700

Owner

Source: Lake County records, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address756 ORCHARD RD, WILLOUGHBY, OH 44094-7247
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Intrafamily Transfer, Transfer
Jul 6, 2022Warranty Deed, Transfer · Conventional Mortgage
RUOFF MORTGAGE COMPANY
Apr 27, 2018Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2022 · Amount on Record
Deed SaleJul 6, 2022 · Amount on Record
Prior SaleApr 27, 2018 · Amount on Record
Deed Document Number202218951
Prior Transfer DateJun 29, 2022
Prior Transfer Doc0000019856
Record UpdatedSep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE OH
Recording DateJul 15, 2022
Property Address756 ORCHARD RD, WILLOUGHBY, OH 44094-7247
Document Number0000019856
Map ReferenceVOL D PG 53
Instrument DateJun 29, 2022
Instrument2022R019856
Transaction TypeTransfer
Record UpdatedJul 27, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address756 ORCHARD RD, WILLOUGHBY, OH 44094-7247

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateJul 6, 2022
Property Address756 ORCHARD RD, WILLOUGHBY, OH 44094-7247
Document Number0000018951
Map ReferenceVOL D PG 53
Instrument DateJun 28, 2022
Instrument2022R018951
Transaction TypeTransfer
Record UpdatedJul 22, 2022
Title CompanyERIEVIEW TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address756 ORCHARD RD, WILLOUGHBY, OH 44094-7247

Mortgage

Document Number0000018952
DateJul 6, 2022
Instrument2022R018952
Lender
NameRUOFF MORTGAGE COMPANY
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateApr 27, 2018
Property Address756 ORCHARD RD, WILLOUGHBY, OH 44094-7247
Document Number0000010272
Map ReferenceVOL D PG53
Instrument DateApr 26, 2018
Instrument2018R010272
Transaction TypeTransfer
Record UpdatedMay 17, 2021
Title CompanyLAWYERS TITLE AGENCY OF CHAR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address756 ORCHARD RD # 100, 756, WILLOUGHBY, OH 44094-7247

Transferred To (Grantee/Buyer)

NameVerified Name
Address756 ORCHARD RD, WILLOUGHBY, OH 44094-7247

Mortgage

Document Number0000010273
DateApr 27, 2018
Instrument2018R010273
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$36,510 (+28.15%) Land $8,980 Building $27,530$104,320 (+28.16%) Land $25,670 Building $78,650
2023$2,697.00 (+52.03%) Homeowner's exemption$28,490 (-) Land $7,620 Building $20,870
2022$1,774.00 Homeowner's exemption$28,490 Land $7,620 Building $20,870
2021$81,400 Land $21,760 Building $59,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims11 (1978–1991)
Claims Outside the SFHA3 of 11
Most Recent ClaimMay 1991 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35

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