742 Orchard Rd, Willoughby, OH 44094 Property Records

Lake County property record for 742 Orchard Rd, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 910 sqft · built 1937
Lot Size0.092 acres (4,051 sqft)
OwnerIndividual Name on Record
Last Sale$79,000 (Oct 1996)
Tax Bill$2,952 (2023)
Deeds & MortgagesSep 2022 Line of Credit
Sep 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN27-B-057-E-00-014-0

Property Details

APN / Parcel Number

Primary APN27-B-057-E-00-014-0
Alternative APN
  • A 3

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area910 sqft Living Area
1st Floor Area594 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area4,051 sqft (0.092 acres)
Lot Dimensions90 ft deep x 45 ft wide
Garage Area364 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area176 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account NumberA 3
Street Address742 ORCHARD RD
CityWILLOUGHBY
StateOH
Zip44094-7247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 4 DOUGLASS TRACT
Legal SubdivisionLAKE FOREST PARK SUBDIVISION
Legal Block4
Legal Lot Number17
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group3
Census Block3000
Census Tract201700

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address742 ORCHARD RD, WILLOUGHBY, OH 44094-7247
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Sep 30, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 1996 · Amount on Record
Deed SaleOct 31, 1996 · Amount on Record
Deed Document Number4440
Record UpdatedJun 7, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address742 ORCHARD RD, WILLOUGHBY, OH 44094-7247
Transaction TypeMortgage
Record UpdatedOct 13, 2022
Title CompanyATI

Transferred To (Grantee/Buyer)

NameVerified Name
Address742 ORCHARD RD, WILLOUGHBY, OH 44094-7247

Mortgage

Document Number0000026843
DateSep 30, 2022
Instrument2022R026843
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 13, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address742 ORCHARD RD, WILLOUGHBY, OH 44094-7247
Transaction TypeMortgage
Record UpdatedOct 13, 2022
Title CompanyATI

Transferred To (Grantee/Buyer)

NameVerified Name
Address742 ORCHARD RD, WILLOUGHBY, OH 44094-7247

Mortgage

Document Number0000026842
DateSep 30, 2022
Instrument2022R026842
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,952.00 (+48.94%) Homeowner's exemption$31,180 (-) Land $7,620 Building $23,560
2022$1,982.00$31,180 Land $7,620 Building $23,560
2021$89,060 Land $21,760 Building $67,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims11 (1978–1991)
Claims Outside the SFHA3 of 11
Most Recent ClaimMay 1991 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35

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